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Apply for Car Title Loans

Car Title Loans Los Angeles

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car title loans los angeles cityWith a car title loan Los Angeles, also called auto title pawn or pink slip loan or car equity loan, your vehicle can be used to get a line of credit through a secured, personal loan. Essentially, you’ll need to send in photos of your vehicle or take the vehicle to a title loan specialist and the lender will appraise its condition and provide an estimate of the vehicle’s value using www.KelleyBlueBook.com  

We will get you the best car title loans Los Angeles today. Our fast online title loan Los Angeles application is fast and very easy to get approved for. We the lender holds onto your car title, not your physical car until you pay back the car title loan in full. Read more at www.creditkarma.com/personal-loans/i/how-do-title-loans-work/.

Credit Score

If you have bad credit or no credit history you can still qualify for a cash advance based on your proof of income. Most lenders will even accept those who have had a prior bankruptcy. The lender wants to know your vehicle has enough equity to be used as collateral and they want to ensure that you can afford to take out a loan.
 

Getting Car Title Loans Los Angeles

Checklist before Applyingcar title loans los angeles lot

  • Check your credit score online (auto lenders can check for you)
  • Make a monthly budget to see how much you have leftover each month after expenses
  • Determine how much of a monthly payment you can afford
  • Check current car title loan interest rates
  • Consider getting a co-signer

Qualifying

Items You Need

  • Valid Driver’s License (must be 18 years or older)
  • Proof of Income
  • Proof of Residency
  • Personal References

Do I need to have a job?

Having a job when applying for bad credit car title loans Los Angeles is an advantage. However, if you have no job you must have a means of income. This is to show that you have the capacity to pay back your car title loan on a monthly basis. This can either be through retirement benefits, social security, pensions, annuities, or other sources of income. We also qualify self-employed people and understand that income may fluctuate.

How long is the Loan Term?

The length of a car title loan varies depending on what you work out with the lender based on your current financial situation. The more you can afford in monthly payments, the shorter the loan term. It depends heavily on your budget and the amount of equity determined on your vehicle.

How Much Will The Loan Cost?

car title loan los angeles onlineCar title loan interest rates vary on an individual basis. The larger the amount you are able to repay each month, the shorter the car title loan term will be thus resulting in fewer interest charges. A car title loan payment calculator can help you find out how much you will pay and will: 

  • Get your interest rate
  • Get your payment estimate
  • See how much you may afford to borrow
  • Gives you a way to prepare to shop for your car title loan
  • Be able to compare with other lenders
  • Get your repayment schedule

Paying off the Car Title Loan Los Angeles

Make paying back the car title loan a top priority. Opening a new car title loan will affect your monthly budget so make sure you can pay it off in the short time specified in your contract. The more you pay back the loan on a monthly basis, the fewer months it will take to be free and clear. Ask the lender if there are any fees associated with paying back the loan early. Make sure you can handle paying back the loan as per the contract. Communicate any problems to the lender immediately as they will typically work with you.

Collateral

car title loans los anegels how muchA lender issues a car title loan based on your trustworthiness to fully repay the loan on time. Collateral is required to get an auto loan – but not directly. The borrower still gets to drive the vehicle as they normally would for the duration of the term as it gets paid off.

If the borrower fails to make regular payments on time, their car becomes subject to becoming repossessed. A repossessed vehicle gets auctioned off to clear the debt that the lender took on. The borrower should not expect any profit from the auction as the vehicles tend to sell for less than other forms of selling such as by personal ad or at a car lot.

Car title loans Los Angeles has convenient ways to pay such as online, MoneyGram, or Western Union. If you have difficulty keeping up with your car title loan payments, contact us immediately so we can explore your options, including extensions.

Apply Today

car title loans los angeles cityyCar title loans Los Angeles understands the stress and difficulties you may be facing due to your financial situation. With guaranteed approval, our auto title loan and auto title loan refinance policies are flexible enough to accommodate your financial needs regardless of your credit or prior bankruptcy.  Same-day, low credit loans are available for potential car buyers of all credit types. If you are a first-time car buyer we will aid you on how to buy a car. Fill out an online application or call us today!