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Car Title Loans Huntington Beach

Are you having a hard time getting by financially in Huntington Beach? Sure there are many things to do and places to go for entertainment, but none of that really matters if you’re short on money and can’t keep up with your bills. And you know that if you don’t pay your bills on time or only make the minimum payment that they get more and more expensive. You get charged with late fees and penalties, not to mention your credit score will be bad. Huntington Beach. So rather than getting stuck with expensive late fees, send us your online request for a car title loan.

Car title loans Huntington Beach gives you the option to submit your title loan inquiry online. By providing the contact information and basic vehicle information such as vehicle year, make, model, trim, and mileage, our car title loan company can check if your vehicle qualifies for a title loan which makes the process smoother. A representative of our company or the loan funder will contact you right away during our business hours instead of you waiting on the phone, and you can be approved for a car title loan on that same phone call.

You normally have to send simple documents that you already have or are easy to produce such as proof of residence, proof of income, proof of insurance, driver license or valid ID, signed the application, vehicle title (or lien release), vehicle photos and references. The process is so fast and you can get funded on that same day as long as you have submitted all the requested information.  Car title loans Huntington Beach work on your time and we are as fast as how you want us to be.  Once your loan is finalized, you can get funded at your convenience and we can normally meet you at a location closer to you.

Car title loans give you the benefit of submitting your information or inquiry any time of the day or night so that the online title loan company can already review your information before even calling you.  This makes the process faster and efficient since you do not have to wait on the phone or be on hold to qualify.

We understand that your time is important and that you may not have a lot of the time to call us especially during your work hours so by submitting your inquiry for a car title loan online, your online car title loan company can contact you, and you can call them back at the time that is convenient for you in case you cannot answer. Because we have already checked if your vehicle qualifies, once you answer that call or when you call back, it will be quicker to proceed with the car title loan application and process.

We also understand your financial and emergency needs so our online car title loan company makes the process so easy and fast so that you can get your money right away.  Car title loans Huntington Beach terms can be up to 44 months with affordable monthly payments.  There is no prepayment penalty so you can pay off your loan early without incurring additional fees.  Car title loan is simple interest loan so you only get charged interest on the principal balance of your vehicle.

Car title loans California in Huntington Beach have helped out a lot of individuals and families get through their financial and emergency needs. Car Title Loans gives you the option to submit your car title loan inquiry online.  We can help you get the money that you need when you need it

Car Title Loans California in Huntington Beach is the place to go when you want a fast loan. The short application takes only minutes to fill in and after it’s received in our offices, we will contact you to finalize the application. You can get an emergency loan you need for any purpose. Many people use car title loans in Huntington Beach to get money to pay student tuition’s, pay back old debt, save money for a rainy day or to have spare cash to get through to the next paycheck. Whatever you need money for, you can apply for it here at Car Title Loans in Huntington Beach.

Anyone with any credit background can apply for auto title loans in Huntington Beach. If you have a poor credit history, don’t worry. We can approve a loan with the Minimum amount of $2,600, depending on our credit criteria. We secured the loan with your own vehicle, but you do not need to give it up. We put a lien on your car, so you can keep your car.

How Car Title Loans Work in Huntington Beach

Car title loans are simply secured loans. A secured loan is a loan that has something of value backing it up. In the case of car title loans, the security is provided by your own vehicle. By using the value of your car to back up a loan, it means that you don’t have to run to the bank and sit there filling out endless forms to apply for a loan. With title loans from Car Title Loans in Huntington Beach, you don’t even have to go outdoors to apply! We’ve put the application form online so that you only need to fill it out and send it to use. If we can process your request for a cash loan, then we will contact you as quickly as possible. In that case, we can even pre-approve your application while you’re still at home! Send in your application and see if you’re eligible today!

Many people are desperate for short-term financial assistance and they are very likely to be the kind of people with a bad credit rating or even non-existent.  For them making an application to a bank or similar lending institution would be a total waste of time because they would have to confront a searching examination into their credit status, fill in form after form, face awkward questions and then emerge with nothing.

No matter what your credit rating is, don’t let that stop you from sending in your application. As quickly as possible, we will go over your current details and the type of car that you own. Without paying much attention to your credit status, we will be able to determine if you will be able to pay the loan back and if your car has enough value to use as collateral for a quick loan you are likely to get the fund you need.

When applying for car title loans in Huntington Beach, we approve applications based on our credit criteria that include among other things your ability to repay the loan and your car’s value, because we take it seriously

Your Car for Security

This is how it works. Assuming that you own a private vehicle and that you have finished paying for it, we can use it as collateral for a cash loan. Of course, so we have to confirm that you are the rightful owner of the vehicle, which is clear on the car title. We can then use it for security by adding us as the lien holder. We will leave our name on it until you have finished all of your payments according to the signed contract. Then the DMV will issue you a fresh car title, without our name listed.

Applying Online for Car Title Loans in Huntington Beach.

There is a simple form to fill out to get the ball rolling on your cash loan. Fill it out with your personal details and information regarding the car that you own. Send it into us and if you meet our credit criteria, we will pre-approve you for an auto title loan. Our credit requirements are simple. We need to check the value of your car and your ability to repay a loan in convenient monthly payments. If all of that is confirmed, we will go on to the next step of processing your car title loan.

Keep Your Car

One of the great advantages to car title loans in Huntington Beach is that you get to keep your car in your possession. That means parking it in your driveway and using it whenever you want. Once

 

we put our name on your car title, that’s all we need. In order to figure the amount of your loan, we will check the value of your car and your ability to repay the loan. If your car has adequate value and you will be able to pay us back, we will pre-approve you for a loan of up to $50,000

Below are some more answers to the possible questions you may have about Car Title Loans in Huntington Beach

Will a Car Title Loan Affect My Credit?

As long as you make your payments by the monthly due date outlined in the terms and conditions for your car title loan and repay the entire thing on time, it won’t have any effect on your credit score.

If you do miss any payments, then your credit score will most likely decrease just as it would for any other infraction regarding missed loan payments.

How Long is the Repayment Period for a Title Loan?

The repayment period will depend on the unique terms and conditions you agree on for your car title loan. We offer repayment periods of between 24 and 36 months.

This is generally plenty of time for the long-term financial solution a lot of our customers need. In this way, our title loans act much more like traditional installment loans.

That said, you are more than welcome to pay back your loan early. We don’t issue prepayment penalties.

How Do I Make My Car Title Loan Payments?

We strive to make it as easy as possible to make your car title loan payments by the due date every month.

Can I Have Two Car Title Loans at Once?

You can have two car title loans at the same time, but they must be for two different vehicles. You cannot take out two title loans on the same car at the same time. So if you want to apply for another Car title loan after the first one, then you should make sure that you have another car that you will use to apply for it.

What Kinds of Interest Rates Do Car Title Loans Have?

As with the total amount you can borrow, the interest rates you’ll need to pay on your loan depending on the state.

How Do I Get My Car Title Back Once I’ve Repaid the Loan?

Once you’ve repaid the amount you owe on your car title loan, you can request to have the lender’s lien removed from your title. At this time, you may also request to have your title returned.

After that, take the title to the DMV and complete the forms they give you to acquire a clean title. They will send you a new title that’s clean of any liens.

Contact Us Today at Car Title Loan Huntington Beach

If you need some fast cash and own a car with good value, contact us today. We will confirm that you are able to pay back the loan and we’ll assess the current value of your car. If your name is listed on the car title as the owner and it has a high enough value, we will contact you and continue the application process. So go ahead and fill in the contact form and send it to us. Do it online anytime that pleases you and we will see how we can work together. Don’t wait – call us today!

Car Title Loans California has been doing business in the city of Huntington Beach for years now. We have enjoyed serving local residents. Literally, thousands of automobile and motorcycle titles have been pawned at our location.

Much of our business is with repeat, long-term clients. We welcome any and all new customers to become a part of this process, as we are here to serve the financial needs of all who require it. Approval is very easy, quick, and confidential. Please stop by and see us, or call us for more information.

In conclusion

 Car Title Loans California in Huntington Beach is one of the best Car Title Loan company that you can find anywhere around Huntington Beach, we are dedicated to making sure that all our customers are well treated. We don’t have stringent rules and our loan process is very stress-free. You can obtain the funds you want in just one day when you come to us. There is no way you will visit us and regret ever coming, but rather you will keep coming back to us whenever you have a financial challenge and we encourage you to inform your loved ones and your friends to come and benefit from our jaw-dropping offers in car title loans!