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Car Title Loans In Hayward

Getting money in Hayward is easy with A Car Title Loan. We can help even if you bad credit! Apply by completing our online form or by calling 1-844-242-7467 for a free quote.

We offer you cash on your car, motorcycle, recreational vans, trucks and another form of automotive you own. Even if all you have on any of the listed is just equity, you are quite eligible to get this cash advance with us.

Car Title Loans in the Bay Area are provided by Car Title Loans California, We can get you a car title loan agreement that will satisfy your needs. If you are looking for a cash advance in Hayward your better option is to get a title loan from us because you can get thousands of dollars; call us today and let’s see how we can help you.

No one can determine when he/she would run into a financial fix. You’ve probably had your financial goals set out right from the unset. Even the trajectory of your future, financially, were all set; no loopholes, no problems, until the unexpected happened, leaving you in need of more cash than you can lay your hands on from your own personal stead.

Car Title Loans California

For over 24 years we have been helping people in Hayward and the whole of the East Bay with car title loans. Helping them get their emergency money when the other traditional banks would not help.

When financial trouble hit, it is tough to know where to get to get money to help with your financial emergency.

Hayward has you at the best of her magic and you wouldn’t want a bad choice with your auto title to ruin that experience for you.

When financial trouble hit, it is tough to know where to get to get money to help with your financial emergency.

In rough times, it can be a bit challenging to calmly weigh your options and come to a conclusion on where to raise that extra cash. All other options to raising this cash might also cross out over an issue or more, except for the auto title loan on your vehicle.

provided the need is urgent, then an auto title loan at Car Title Loans California is a great option.

We offer you a great way of getting quick cash support when you need financial help by getting you a loan on your vehicle, using your car title as collateral.

We know the story better. If you find yourself here, then there’s no need to worry; we understand you even better than any credit giving firm in Hayward would.

If you get your car impounded, sometimes it can be over $1,500 just to get your car out. We have help ped many people with car impound loans. Or if your car is in the body shop or mechanics shop, and you do not have the money to get the work done, we are here to help you.

So getting a car title loan in Hayward from us is a fast and effective way for you to get your emergency money. We will use the equity that you have in your car, truck, motorcycle, van or any other vehicle. We do auto title loans on all sorts of vehicles, just call us and ask if your particular vehicle will qualify with us.

The dollar amount that we will be able to give you will depend on the equity that you have in your vehicle and the Kelly Blue Book value. Once we book out your vehicle or motorcycle, we will be able to see how much we can lend to you.

Once we have booked out the car, we will let you know how much you can qualify for, but we will need to see your proof of income, so we know you will be able to make all of your payments. Sometimes we have to lower the dollar amount that we are lending because the client can not afford the monthly payments. So the dollar amount that we give, is not just based on the wholesale value of the vehicle.

Other Financing Options - Are They Worth It?

With a local credit-giving body, securing a loan is very tiresome, and sometimes, almost impossible to get approval due to the excessive documentation and too many demands.

It also takes too much time to get the funds; that is if your request eventually gets approved. Not to mention the impossibility of getting a loan from a bank or credit bureau when your credit is poor or bad.

Other options for getting a cash advance like payday loans and pawn shops still have a host of disadvantages that make getting a cash advance with us on your car or vehicle title the best option. We offer you a more flexible loan contract policy that will fit into your current budget and suit your financial needs, hitch free.

With us, you enjoy a hassle-free auto title cash advance in Hayward, California. Our requirements are easy to get, and our policy and process is

  • Fast
  • Efficient
  • Simple

Best Car Title Loans in Hayward and the East Bay.

So what makes our car title loans the best in Hayward and the whole East Bay? That is a great question, and we will let you know why we think we are the best, but you will have to let us know.

We will get you more money on your car title loan in Hayward than any other lender. We will also get you the lowest payment in Hayward too. With our lower interest and our smaller monthly payments, makes it easier to stay on top of your monthly payments. All of our auto title loans are also provided with no prepayment penalties, so you can pay off your auto title loan at any time you have the money.

With our lower interest and our smaller monthly payments, it is easier to stay on top of your monthly payments. All of our auto title loans are also provided with no prepayment penalties, so you can pay off your auto title loan at any time you have the money.

If you would like to make larger monthly payments, to lower your principal balance, we allow that too. We do not charge you any extra fees to get out of your auto title loan. We want to make it as easy for you to pay off as possible.

 

Auto Title Loans In The East Bay

Getting your car title loan in the East Bay is not a difficult thing to do. Our vastly experienced sales team, they will help you to get your pink slip loan fast and easy. We have seen many complicated deals and still get our clients the money that they needed.

We will make the car title loan process as smooth as possible. You can also visit our FAQ page to find some helpful information there.

Our clients who need a car title loan in Hayward have Residence of Hayward and the East Bay, if you have equity in your vehicle paid for or not, we will be able to get you the emergency money car title loans Haywardloan that you want.

If you still owe money on your car to another finance company but you have equity in it or it is nearly paid off, we will be able to help you with an auto title loan. We will get the pay off from the other finance company, then we will get a 10-day payoff and pay off the old finance company, they will send us the title.

If you own your car and you have the title, then it is a little easier for you to get your pink slip loan from us. We will then go to the DMV and add our names to the title.

A car title loan can be used for different financial situations such as some legal fees, dental emergency, home repair, school fees, car repairs and many other things. There are multiple reasons to use a car title loan. If you are in need of some fast money, then maybe getting an auto title loan is a good idea for you.

How Car Title Loans Work

A car title loan uses the wholesale value of your car to find out how much the title loan will be. We will use the Kelly Blue Book to get the value.

Once we know how much your car will qualify for, we need to see your proof of income, to make sure that you can pay for the title loan with us. So your ability to repay the loan is also very important. When we value your car, we take into many different factors, to get you the most money.

We will need the year, make, model, mileage and the overall condition of the vehicle. If there are any special features added to the car or if there are aftermarket accessories on the vehicle, that will increase the value of the vehicle.

We want to get you the most money possible. We can lend up to 85% of the wholesale value, but this will depend on the ability for you to repay. Your car is going to be the collateral on the loan. You will be able to still keep and drive the car, but the pink slip or the title will be held by us until the loan is paid in full.

Now we know that your car qualifies with us, we will need to get you to qualify. This is what we will need to get you approved.

We will do a credit check with Experian. Do not worry if your credit is bad, we are not a credit based lender, but we use the credit to help us understand the whole credit picture. This will also help us decide the exact dollar amount you will be able to afford.

We will then need to verify your income. We will need to see your bank statements or pay stubs or even your tax return. Proof of income is very important. We have to show that you will be able to afford the car title loan that you are getting from us.

Verifying that you have enough income to support the auto title loan that you are getting from us is very important. We do not want to give you a title loan and the payments are too expensive.

We do not want you to default on your title loan contract with us. We have to make sure that your monthly payments are within your budget. We will have to verify your residence. A utility bill will do the job, but it has to go to the address where you are living. We need to see photos of the vehicle, so we can see the overall condition of it before we make your appointment to pick up your money.

We will also need a photo of the mileage on the vehicle. Please provide us with a copy of your insurance, we will add our name to the policy. We will need to have 5 personal references, with the names and the address of all of them. A copy of your driver's license and your registration.

Guides on How to Get a Car Title Loan Approval in Hayward

To get a quick car title loan in Hayward is easy. As earlier stated, you can approach us online for an instant cash advance using your car title as collateral by filling out the form available on our website. You can also apply over the phone by giving us a call, anytime, anywhere.

We will require you to provide some vital information to our skilled title loan representatives.

Though you will still get car title loan approval despite your credit history, we still have to do a quick credit check. This is the reason why we are exceptional. We are not too bothered about your credit status; we, however, do need to know that you will be able to maintain the schedule title loan payments in our contract agreement.

We will do the credit check with Experian. Do not worry if your credit is bad, we are not a credit based lender, but we use the credit to help us understand the whole credit picture. This will also help us decide the exact dollar amount you will be able to afford.

Hayward title loansWe will then need to verify your income. We will need to see your bank statements or pay stubs or even your tax return. Proof of income is very important. We have to show that you will be able to afford the car title loan that you are getting from us.

Verifying that you have enough income to support the auto title loan that you are getting from us is very important. We do not want to give you a title loan and the payments are too expensive.

We do not want you to default on your title loan contract with us. We have to make sure that your monthly payments are within your budget. We will have to verify your residence. A utility bill will do the job, but it has to go to the address where you are living. We need to see photos of the vehicle, so we can see the overall condition of it before we make your appointment to pick up your money.

We will also need a photo of the mileage on the vehicle. Please provide us with a copy of your insurance, we will add our name to the policy. We will need to have 5 personal references, with the names and the address of all of them. A copy of your driver’s license and your registration.

Paying for your Car Title Loan

It is very important to remember that your car title loan contract is a simple interest contract, so you will only pay for what you use and for the number of days that your title loan is outstanding for.

So the longer you keep the loan, the more interest you will pay.

If you are going to be late for a payment or you just need to make arrangements for a later date, then it is very important that you communicate with our customer service reps. They will note your account as to when you will pay.

You can pay off your account with us at any time, without any penalties. You might worry about getting a car title loan in Hayward because of the higher interest rate, but as long as you make your payments on time, and pay it off or pay it down whenever you want, there will be nothing to worry about.

After you sign your pink slip title loan, your payment will not be for the next 30 days. It is important that you have a strategy on how you are going to pay off your auto title loan.

 

 Car Title Loans With Bad Credit

There are many different people who have had financial difficulties and have bad credit.

Just because you have had the door slammed in your face at the back because of your bad credit, we have helped thousands of people use their cars equity to get the emergency money loan that they need.

Since we started way back in 1994, we have helped many different people. Using your equity in your car is a great way to get money by using the cars pink slip, so we are not worried about your bad credit. When we pull your credit, we are looking for open Bankruptcy and credit counseling.

Your bad credit score will affect you getting a  car title loan from us. We are lending on the equity in the car and the proof of income that you will provide.

 Car Title Loans California is Here to Helptitle loans hayward

When you have a financial emergency, its good to know that we are here to help you.

We will get you your vehicle equity loan for you, so you will have the money to take care of your financial emergency. Our car title loan office in Hayward is open Monday to Friday 9 am to 6 pm and on Saturdays from 9 am to 2 pm. You can stop by the office at 501 West Tennyson Road, Hayward, California 94544.

If you call us we can get you approved over the phone at 844 242 7467 or apply with us online and there will be less waiting at the office because we will have everything prepared for you by the time you go to the office to sign your title loan contract and get your money.

Our friendly sales team are here to help you and answer any questions that you might have.

Refinance Your Title Loan in Hayward

We also buy out existing title loans. So if you’re bothered about the possibility of refinancing your current title loan in Hayward, even if it is with another lender, we can always help you.

We understand that most times when emergencies occur, people are usually hasty to choose any loan company that is available to offer them quick cash support, not minding the consequences.

If you are in Hayward, currently hooked up with an auto title loan lender and you feel that your interest rate is way off the chart or monthly payment is unbearably high, we can help you.

Whether you are with another title lender, this is the best time to leave them and come to us. We are well positioned and capable of assisting all types of customers.

If you feel that you deserve a better offer than you already have, you can approach us and we will see how refinancing your car title loan can benefit you.

You could save a lot more when you refinance your title loan. Our transparent and fair policy is what you can bank on to enjoy a pleasant experience acquiring or refinancing your auto title loan in Hayward.

You could get access to a little extra cash, saving a little money throughout the title loan period. You will be shocked at how much money you can save when you refinance your auto identity loan.

Car title loan refinancing process is quite similar to the processes involved in acquiring a car title loan with us. The process is easy;

  • provide answers to some questions about your current title loan
  • provide us with some information about your car and financial status

Once you do that, we can tell you how much you could start saving. Call us today and experience the best title loan you truly deserve.

 

The Steps to Getting Your Title Loan in Hayward

  1. Online Application

Our online application is easy to fill out. We will need all of the fields filled out, so we can get you the best car title loan and the fastest one.

You are to provide your name, phone number, email address, and the minimal information about your car.

 

  1. Call from a Representative

Once we receive your application, we will review it and then we will call you and let you know how much we are able to lend to you.

 

  1. We will go through all of the details with you.

Basic Items Needed for a Car Title Loan

We will need the following items for you to get your application processed;

Other items may be required but your loan representative will cover those with you.

 

  1. Appointment

Once you are approved, we will set up your appointment for you to come to our Hayward office.

 

  1. Vehicle Inspection

This process can be done before you plan to sign your terms and collect your money.

It will be done at our Hayward location.

It only takes a couple minutes to conduct. We inspect the car to confirm what was in the picture you sent and that there aren’t major damages that would greatly decrease the street value of the car.

 

  1. Finalize Your Loan

We will go over the car title loan agreement with you. We will highlight the most important items in the contract.

The loan terms you receive will be unique to you so that it fits your needs the best. We sit down with you and go through the terms, your interest rate and scheduled monthly payments. After you have signed the contract and your title. You are ready to pick up your check.

 

  1. Collect Your Funds

Once you’ve signed the documents, you are free to leave with your money in hand. You get to go use your money however you like or how you need to. You can take care of the financial emergency that you have.

 

  1. Paying Off Your Title Loan

Once you have your money, it’s important to start planning how you will pay off the loan. Strategizing is always a great step to make sure that you stay on track with your payments and the balance. If you have a lump sum coming in soon, so you know when you can pay off your title loan

We even suggest paying it off early when you have the chance, and there are no prepayment penalties for us. This means that you won’t be charged any hidden fees for paying early.

Car title loans are expensive and should not be used as a long-term financial solution. Paying down your title loan in lump sums can also work. This will reduce the amount of interest you will be paying.

In the end, it could save you a lot of money on interest. If you ever face any struggles with your payments, we encourage you to express your worries. We can help you navigate through any struggles you may face.

 

About This Location

This location is great for those living in Hayward or around the Bay Area.

Locate us on W Tennyson Rd between Baldwin St and Andrea St, our office in Hayward can be found across the street from El Charro Supermarket in a little strip mall.