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Car Title Loans Bakersfield, CA

When you are looking for a car title loan in Bakersfield you need to make sure that you are getting the best deal. Now get the best deal might be receiving more money from one lender to the next. Or it might be getting a lower interest rate. There are some title lenders in Bakersfield that will offer you more money than the other lenders but their interest rate will be much higher. Or the other lender will give you a lower interest per month but they will not give you the larger amount of money that you are in need of. For over twenty years Car Title Loans California has been in the Bakersfield market helping our clients receive the emergency money that they are in need of. Now our title loan program is designed to get you the most money that any lender will give you and also provide you with a lower interest rate than the other title lenders. Yes, that’s right we will give you more money than the other lenders and get you a lower interest rate too. To qualify for our car title loan program we will need a few things from you:
  • Your car must qualify for us to get you the title loan program.
  • We will need you to fill out the credit application in full.
  • We will have to do a credit check and we will need you to authorize us to run your credit.
  • We have to see your proof of income, to make sure that you can financially support this loan.
  • You will have to provide us with your proof of residence.
  • We will have to verify your car insurance and add our names to the policy.
  • We will need five personal references.
  • We will need to have photos of the car, the front, back, inside and the Odometer.
Once we have received all of the documentation we will get you an instant approval. Once you have been approved we will schedule an appointment for you to come into our Bakersfield office to collect your money. With all of our knowledge and experience, the approval process is easy. Remember that here at Car Title Loans California we do not only provide car title loans but we also do RV title loans so if you have equity in your RV and you are in Bakersfield, our local office can defiantly help you. We can also help you if you have a Mobil Home, Big Rig, Truck, Van, Motorcycle, and SUV. We can do title loans on all types of vehicles. Getting the money you need has never been easier! Use the title to your vehicle to receive a car title loan in Bakersfield today. We can approve you in minutes and provide same day funding. Our loans are from $2,600 to $50,000 and are based on the value of your vehicle. Keep and drive your vehicle as you make payments over 24 to 36 months. Plus all of our title loans have no prepayment penalties, so you have the flexibility to pay it off at your convenience and you are not stuck in a 24 or 36-month contract. We can work with bad credit and no credit. Don’t let bad credit stop you from obtaining the funding you need today. Trust a licensed lender to get you the money you need today! Remember we can get you pre-approved over the phone before we have to take the full application, you will know how much money you will qualify for.

Everybody is Eligible

As long as you are of age in Bakersfield to drive around in your own vehicle or you are entitled to one, you are very much eligible for this entitlement. There is no secondary consideration required in lieu to your social status, public records, financial statement or creditworthiness, sex or background as with some recorded cases of other loan or lending bodies. It is no longer news that some other loan companies do target individuals who are quite vulnerable; having studied or looked up their past records and finally affirming that these target individuals are a total prey to their scheme and do orchestrate campaigns which lure their games to their hatch, to finally make away with their valuables. With us you are sure that you’d be treated squarely well as any of our clients, no preferential treatment. You are as eligible as anyone who walks into our Bakersfield offices for some cash relief.  

How to Qualify for an Auto Title Loan in Bakersfield?

To qualify for our car title loan program, we will need a few things from you:
  • Your car must qualify for us to get you the title loan program.
  • We will need you to fill out the credit application in full.
  • We will have to do a credit check and we will need you to authorize us to run your credit.
  • We have to see your proof of income, to make sure that you can financially support this loan.
  • You will have to provide us with your proof of residence.
  • We will have to verify your car insurance and add our names to the policy.
  • We will need five personal references.
  • We will need to have photos of the car, the front, back, inside and the Odometer.
Once we have received all of the documentation we will get you an instant approval. Once you have been approved we will schedule an appointment for you to come into our Bakersfield office to collect your money. With all of our knowledge and experience, the approval process is easy. Remember that here at Car Title Loans California, we do not only provide car title loans but we also do RV title loans so if you have equity in your RV and you are in Bakersfield, our local office can defiantly help you. We can also help you if you have a Mobile Home, Big Rig, Truck, Van, Motorcycle, and SUV. We can do title loans on all types of vehicles.

Getting a Car Title Loan is as easy as 1-2-3!

  • Apply online or Call 1-844-242-7467
  • Approval in Minutes!
  • Continue Driving your Car as you make your Payments!
Getting the money you need has never been easier! Use the title to your vehicle to receive a car title loan in Bakersfield today. We can approve you in minutes and provide same day funding. Our loans are from $2,600 to $50,000 and are based on the value of your vehicle. All you need to do to receive a car title loan in Bakersfield, CA is:
  1. Briefly hand over your title to us as security
  2. Receive an amount of money that is determined by the current worth of your vehicle.
  3. Drive your vehicle as normal and recover possession of your title as soon as your car title loan is paid in full.
You won’t need to relinquish control of any of our automobiles; be it your car or truck. The beauty of this deal with us is that you continue driving it daily without worry of any interruption to your daily schedule or routine as you make payments over a loan period of 24 to 36 months. Plus, all of our title loans have no prepayment penalties, so you have the flexibility to pay it off at your convenience. This means that you are not stuck in a 24 or 36-month contract. We can work with bad credit and no credit, so don’t let bad credit stop you from obtaining the funding you need today. Trust a licensed lender to get you the money you need today! Remember we can get you pre-approved over the phone before we have to take the full application, you will know how much money you will qualify for.

Use the Money for Anything

When you apply for a car title loan in Bakersfield, you are able to use the money however you want! Some customers use the money to handle unexpected financial situations such as a home or car repairs, medical expenses, or small business cost. We place no restrictions on how you use the money; it’s entirely up to you! You also have the option to pay down small portions of your principal balance. Take Advantage of:
  • Approval with Bad Credit or No Credit
  • Same Day Funding!
  • Keep & Drive your Car as you make Payments
  • Convenient Payment Terms from 24-36 Months
  • No Pre-Payment Penalties!
  • More money than the other lenders
  • We can wire the money directly into your bank account

Turn in your Documents to a Loan Representative

In order to qualify for a car title loan, you must own a vehicle with a wholesale value of $1500 or more and have a verifiable source of income. The amount you are able to borrow is based on the value of your vehicle and your income. We will work hard to offer you the highest amount for your title! Getting our Bakersfield clients the car title loan that they are looking for, is what we always try to do. Sometimes the problem is that the income will not support a larger title loan amount. We will then ask to see if there could be a co-signer on the loan, so their income will help support the larger dollar amount. With our experience and knowledge, we will always do our very best to help you get the emergency money that you need.

What to Expect After You Are Approved

Once you are approved we will begin processing your car title loan! You can collect your money the very same day at the nearest location to you in Bakersfield. We will work with you to customize a payment term that you are comfortable with. We want to make sure that the date that your payments are due will work with your paydays. Sometimes we can rewrite the contract or just get you a due date change. Most payment terms are from 24 to 36 months, but you will always have the option to pay it off sooner without incurring a penalty for doing so. We want your title loan experience to be as good as possible and we will always try to help you and encourage you to make your payments on time to avoid having to pay more interest and no late fees. During the loan, we hold on to the title of your vehicle. You can continue driving your car as usual as you make your payments to pay down your title loan while you are driving it. Once the loan is paid in full, we return the title to you by mail! We will have to make sure the final payment has gone through before we mail the title out. The title will be signed off and stamped.

How Much Money Can You Get with a Bakersfield Fast Car Title Loan?

The amount of money you can get with a fast car title loan in Bakersfield, California may vary depending on the wholesale value of your car and your repayment ability. All you need are income proof and insurance proof, and you are good to get an auto title loan in Bakersfield. By just applying online and submitting the necessary documents for review, you get to have much-needed money just when you require it the most, which could be between $2,500 and $50,000. There are no hassles or interviews. In fact, car title loans in Bakersfield have helped a lot of people sail through a financial crisis that might have otherwise negatively impacted them or their loved ones.

Bakersfield Title Loans Interest Rates

With a lower and more affordable monthly interest rate, and the choice of repaying the loan in 12 months to 36 months, Car title loans in Bakersfield California can be just what you are looking for. After applying online on the website, it takes one day, tops, to get the cash in hand. And your documents are approved and the loan is endorsed by Car Title Loans California at our office in Bakersfield. All you need to do is offer the hard copy of the car title in exchange for the money. Having your car as collateral to get the loan is one of the fastest ways to get ready cash in emergency situations where you do not have the luxury of time to get much-needed money in hand.

Auto Title Loan Tips for Bakersfield Borrowers

We have to point out here that our car title loan calculator is the tool we employ to help you know what the interest rate will be. But there are still some other important things you must take note of when it comes to interest rates and title loans in general in Bakersfield. Below are some helpful tips about interest rates that will give you an advantage, and save you from defaulting.
  1. Ensure you make your monthly payments on schedule. The longer you delay payments, the more you risk compounding the interest fee.
Remember, we do not allow rollovers. The reason is because, each time you rollover, you pay more, at a higher interest rate than you initially began with. In a worst situation, you might find yourself on the verge of defaulting and losing your car through repossession.
  1. It is smarter if you pay more each month to shorten the payment period. Remember there are no prepayment penalties. If you pay more each month, say double the amount, you will effectively shorten the payment period, and you will save some money in the long run.
  2. Do not fail to negotiate and discuss things over with your lender. This is your best chance of getting a deal that fits your situation.
A Car Title Loan is indeed the best way to get money during any sort of money demanding emergencies, financial crises, or when you have to pay back another loan urgently. Since your credit is not a deciding factor, all you need is an income proof. If you are self-employed, this would mean bank statements and if you are employed, then paystubs would suffice. Once you have all these documents in hand, including proof of insurance with a deductible that is not more than $1000, then you are sure to get the money you need in hand.
  1. Try to look for a way to shorten the payment time. If you are to pay $350 each month and you feel that your current financial strength will allow you to pay $400 monthly, go right ahead. You will find it beneficial in the long run – cash-wise.
  2. Make sure the monthly payment cash is available
  3. Find ways to generate some side cash to help you pay more each month
  4. Shorten the payment time by paying more monthly

Proudly Serving the City of Bakersfield Since 1994

We are a licensed lender serving the community of Bakersfield since 1994. We are licensed in California, Arizona, and New Mexico. We have multiple locations in all of the states and if you are too far away from one of our offices, we can organize to have a notary to come all the way out to you or meet at a convenient location for the both of you. We have a reputation for being a trusted title loan provider. We are also accredited by the Better Business Bureau. We are dedicated to providing quick and easy collateral loans and amazing customer service. We want to help everyone who applies to us but unfortunately, not everyone will qualify with us but we will do our best. But the clients that we can help in Bakersfield will get the best title loan. We will get them the most money, we will get them the lowest payment and we will offer them our no prepayment penalties. Many of our clients in Bakersfield are repeat clients. So whenever they are In need of some extra emergency money, they know that they can get a title loan from us and we can fund it the same day.

Office Location

We service all of California including residents of Bakersfield with several convenient office locations throughout the state. Many title lenders say they can do the same day funding but then you find out they do not have any local office. They will have to overnight the check to a notary and then the next day you will meet the notary in some random place. With us, you know that you will be going to our Bakersfield office and signing with our title loan rep. Call 1-844-242-7467 to find the office nearest to Bakersfield. The Bakersfield office is very centrally located, we are just off the 99 freeway and the 58 freeway and we are next to the 7- eleven on South Real Road Bakersfield 93309. Getting a title loan in Bakersfield has never been so easy or convenient.

Car Title Loans California Locations

Our goal at Car Title Loans California is to help you get a car title loan quickly when you need emergency money to help you through tough times. To maximize the speed and efficiency of the loan process, Car Title Loans California has multiple locations throughout California. We are the title lender that you have been looking for to help you with any of your emergency money needs Fill out our online application to get approved for a car title loan within minutes. After approval, your emergency money can be ready for pickup at the location most convenient for you within an hour! The more locations we have, the easier it is for you to pick up a check once you’ve been approved for a title loan. We recommend that you speak with one of our experienced representatives, and he or she will let you know which location is closest to you. So do not wait any longer if you are in serious need of emergency money. Our fully trained sales team is here to help you. We have help thousands of people get car title loans with whatever the type of vehicle they have. Same day funding is always our goal and we will help you get your emergency money today you can call us at 1-844-242-7467. You can also find the address below by finding the closest city to you, from our list. Contact us today and let’s see what kind of title loan we can help you with. Don’t forget we work with RV, Motorcycles, Big Rig, Mobile Homes, Truck, SUV, Food trucks and any other vehicle that is registered with the DMV. So if you need the most money and you want to get the best interest rate, then call us today and we will help you.