Get From *$2,510 to $50,000 and receive approval in minutes. No Credit? Bad Credit? No Problem. Get Same Day Cash And Keep Driving Your Car. Fast, Convenient, No Hassle Process. Apply Now and Find Out How Much Money Your Car Qualifies For!!
Many people ask us, “What do you need to get approved for a title loan?” The answer is simple.
You need to be at least 18 years of age or older and be able to prove this by showing a government-issued ID.
You must also have a car with a lien-free car title in your name and some source of regular income, or your car has to be nearly paid off.
The latter can be anything from a pension or disability, to a regular salary or unemployment benefits.
If you meet all of the requirements and have what you need for a title loan, you can apply either in person at a location near you or online.
The benefit of applying at one of our branches is that they’ll immediately inspect your car.
After determining the value of the vehicle, the loan professional will be able to make an offer.
We don’t waste time and we will make the process as less difficult as possible. Don’t just sit there and contemplate on whether you will come or not, make that move today and you will be liberated form your financial stagnation.
You must provide the title loan company with your driver’s license and Social Security number so it can verify your identity. If you own a vehicle but are not licensed to drive, lenders will accept a valid state-issued ID card, military identification or passport.
Title loans are not available in all states, so you must prove that you live in a locality that allows them. Residency documents also help verify your identity. Lenders need to see a recent utility or phone bill, along with your house deed, lease or a statement from your landlord.
Although you are providing collateral for the loan, you must still prove that you can afford the monthly payments. Title loan companies require one to four weeks of pay stubs from wage earners. Self-employed borrowers must provide one to three years of tax records, business financial documents and bank statements. Unemployed borrowers who rely on public assistance or Social Security must provide statements from the department of social services or the Social Security Administration. Retired borrowers can provide pension, SSA or retirement account statements.
To prove you are the rightful owner of the car and that there are no current liens, you must furnish the vehicle title and registration. Title loan companies also require proof of insurance so they are protected against loss if the car is damaged or stolen. If the car was under a previous lien that was recently released, you must provide the lien release paperwork from the previous lienholder.
Trading Financial Credit, LLC may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. Trading Financial Credit, LLC does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License : 603-8192. Arizona: Loans made pursuant to Arizona Department of Financial Institutions.
New Mexico: Loans made pursuant to New Mexico Regulation and Licensing Department Financial Institutions Division Small Loan Company License. Small Loan License 02069
*Credit approval is subject to Trading Financial Credit, LLC credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
*Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.
*Trading Financial Credit, LLC dba TFC Title Loans, Car Title Loans California, Dineromax. If you are using a screen reader and are having problems using this website, please give us a call at 1-844-242-3543 for immediate assistance.
3055 Wilshire Blvd, Suite 530, Los Angeles, CA 90010
© 2020 Car Title Loans California