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Frequently Asked Questions

TITLE LOANS

How do title loans work?

Lenders issue car title loans for an amount of money over a short period of time. Borrowers obtain car title loans when they give the title of their vehicle, such as their car, truck, or motorcycle, to the lender as collateral. The borrower generally agrees to pay a fee. Lenders usually give borrowers 36 months to repay the loan When you arrive at the store or contact the lender online, you show the lender a few documents. These documents generally…

How to apply for a car title loan?

Sometimes we face emergencies which often takes us by surprise, and sometimes these can be quite costly. Whether you’re dealing with a substantial doctor’s bill or any other unexpected expense, a car title loan might be the answer. If you’ve never applied for one of these loans, you’re probably wondering how to get a title loan. There are various requirements that you must meet to get a car title loan. Before you apply, also ensure that you’re dealing with a…

How to apply for a title loan in California?

It is easy to get a car title loan in California, and all you need is your vehicle’s pink slip or California certificate of vehicle ownership as collateral to loan agencies. This type of car loan is preferred over other methods such as a car title pawn, wherein the lender will hold on to the vehicle while the loan is active. A pink slip loan is different, as it lets the owner keep the car even while under the obligation of a…

Where Can I get a Title Loan?

Are you looking for a place to get a loan around California? Do you know that you can get a title loan just in few minutes? Do you know that we have offices just behind your house? Oh yes for all those searching for a place to get a loan, here is good news for you, we have offices all around California that will handle all your needs when it comes to title loan in California. Car Title Loans California…

Aren’t title loan interest rates considered high?

So many people are trapped with this question and most times we receive a lot of such questions on a daily basis, so many people are not aware of the interest rate that we offer, they have been brainwashed into believing that car title loan have a high interest rate which is not true. Cash advances are not a new concept in America’s brand of capitalism. Many people have seen the commercials with some guy barking out, “Bad credit, no…

How do I make money with my car title?

Wondering how to make money? Do you know that you can actually make money using your car title? Ways to make money are all around us, although some may be much easier to take advantage of than others. If you choose the right opportunity for making money, then reaching your goals could be easier than you imagined. In fact, goals are often where money-making endeavors should start. Understand how much you wish to make, how you plan to use it,…

What is a lien-free car title?

Buying a used car can be a tricky proposition. It requires a diligent search, test drives, and plenty of legwork to find the right car. One step that should never be overlooked is the search for any liens on the title. If you make a mistake and the vehicle has a lien on it, you may wake up to find your new car repossessed with very little that you can do about it. The difference between a car registration and a car title is…

How much cash can I get with Car Title Loans California?

Are you wondering “How much can I borrow against my car title?” The answer is a phone call away. We can give you your car title loan value and estimated loan amount over the phone when you tell us about your car and its condition. Our friendly, knowledgeable agents are ready to take your call and tell you what your vehicle is worth. When it comes to getting quick cash in hand, a car title loan from Car Title Loans California is…

Can a loan help me with bankruptcy & foreclosure?

Bankruptcy and foreclosure represent two common types of cases associated with individuals or businesses experiencing financial problems, according to the American Bar Association. Although commonly referenced together, bankruptcy and foreclosure actually are two very different types of legal proceedings, with different objectives and results. The function of a bankruptcy is to permit an individual or business the ability to obtain a discharge of or payment plan for their debts, according to the U.S. Bankruptcy Code. The function of foreclosure is…

Why acquire funds from a title lender?

When you are facing a difficult financial crisis, every other thought can seem to fly out the window. In fact, sudden financial burdens can be stressful and frightening. Even the most budget conscious person can run into a financial snag, like an emergency room visit or braces for a child you thought insurance would cover. However, you do not have to struggle with your finances due to a sudden expense, wipe out your bank account or keep yourself awake at…

Why is Car Title Loans California a great option for getting a title loan?

If you’re still deciding whether or not getting an auto title loan with Car Title Loans California is a good decision, what you probably need to know are the benefits of having an auto title loan—after all, not all loan providers are the same – so it makes good sense to be aware about the ones that go the extra mile, like Car Title Loans California Here is a quick rundown of some of the advantages as to why you should get…

How do I know my personal information is safe with Car Title Loans California?

If you are yet to obtain a car title  loan from us or you have been granted one and you are unsure if your information will be secured with us then you have to read on. Car Title Loans California is a reputable Loan Institution that has served many residents of California for years, we are trusted and we don’t breach our agreement. We know how important personal information can be and we are committed to keep it safe for…

What are the Forms of auto title loans?

Life is full of surprises. However, not all of life’s surprises are of the good kind. Sometimes life can throw unexpected hardships our way. Whether you recently lost your job, got divorced, got seriously injured, or fell behind on payments for your house or other property, you can be rest assured that so long as you own a working automobile, you have access to a cash loan if you need it. In this post we will briefly go over what…

Is It Possible to Get Car Title Loans with No Credit Check

In a daily basis, we receive so many of such questions regarding this question. So many people are confused about this and it makes them sick? Most thinks that there is no way you can get a Car Title Loan with no credit check. Well, it’s not easy to come across a company offering such services. Car Title Loans California is here to help you out. It is possible to get a Car Title Loan with no credit check when…

Can I only apply for a title loan at office locations

Applying for a car title loan in California is not just a stroll in the park, but a breath of fresh air as the process is easy with less hassle common with applying for all other forms of loan. Depending on the loan expert you’re dealing with, the process of applying for a title loan differ from organizations to organizations. But we are unique. Thanks to the advancement in technology, people can now apply for a car title loan right…

How to choose the best title loan company?

In a more volatile economy, borrowing is inevitable.  A job layoff or a medical emergency can happen anytime and, when you are short of funds, a loan is often the only solution to your financial woes. Car title loans are fairly easy to obtain but before you do so, make sure that you take the time to gather as much information as possible to make the best decision for you and your family. There are numerous car title loan firms available. Finding…

What are the pros and cons of Car Title Loan?

Pros And Cons A car title loan is a type of secured loan where borrowers can use their vehicle title as collateral. Are you in need of money as soon as possible? You may then consider offering your car as collateral for a short-term loan. After agreement to such a loan, the lender will place a lien on the car’s title, allowing him to repossess it if you stop making your payments. Mind you, every car title loan have their…

QUALIFICATIONS

What if I already have a title loan with another company?

Frankly speaking, chances of getting a second title loan before paying off the first one is low but not impossible. However, there are ways that can help you get another title loan even if you already have one. Many consumers come to us with important questions about title loans. One of the questions we hear often is, What if I already have a title loan with another company? This question is asked about 20 times a day and believe it…

Can I get a loan without a bank account?

There are a lot of reasons you may not have a bank account. When you need a loan, this can be a problem to many lenders, especially because many of them are banks. But, at Car Title Loans California, it’s possible to get car title loans without a bank account. If you need to get a loan with no bank account today, to find out how to get a loan with no bank account, is possible and might be easier than…

What if I am on disability or retired? Can I still be approved for a title loan?

So many retired old people out there are suffering and being rejected by most loan companies because they feel that they can’t pay up their loan and because they are no longer working, same goes to those that are disabled, they are being neglected. That is not the case with Car Title Loans California. We are different and we have come to put a smile on the faces of the retired and disabled people. The fact that someone is disabled…

How can I get money with bad credit?

Looking for money loans with bad credit?  It’s possible to borrow money with bad credit, if you know where to look. To borrow money, you’ll need to understand how lenders look at you. And to determine whether they’ll lend to you, lenders, like banks and credit cards, use a scoring system. A credit score is a number that lenders use to quantify how risky a borrower you are. The standard credit score is also called a FICO Score, named after…

How can I get a loan after bankruptcy?

One of the big questions for those who have filed bankruptcy is related to loans. Can a person who has a bankruptcy still borrow money? The short answer is yes, but it does depend on the type of  loan. You will need to gather some information as well in order to help yourself obtain a loan. You should know your credit score, first of all. You can easily obtain a free copy of your credit report once each year from…

What qualifies you for a car title loan?

Just like every other platform where you will have to apply in order to get something or gain access to a particular thing, Car title loan also has a requirement, something that qualifies an individual to get full access to our packages and benefits We are Car Title Loans California hate to see our customers walk home empty handed after coming to us and that is why we have decided to list out requirement explicitly for them to see before…

What are the requirements for Car title loans refinancing?

At Car Title Loans California, we understand that in the case of an emergency we don’t always get to choose where we get quick cash from. If you currently have a car title loan and feel your interest rate or monthly payment is through the roof, let one of our friendly Loan Officers help you. The process is simple, and by answering a couple of questions and providing one of our loan officers some basic information, we can tell you…

What are the Title loan laws?

According to The New York Times, only a few states keep statistical records of how many consumers take out title loans each year. California has seen enough of them, however, that it introduced legislation in 2011 to try to exert some control over the industry. The California Finance Lenders Law allows companies to give short-term loans secured by titles to motor vehicles, but the lenders must be licensed. For the past few years, California has been in the spotlight when…

Does the title have to be in my name?

Many people come to us every day with this question and it’s making some people to back off from obtaining a loan. If you are among those that have been in this situation, then this article is for you. At Car Title Loans California, your car title does not  need to be in your name to qualify for a loan. Some company will not give you the loan you are looking for if the car title is not in your…

How do I know if I will be approved for a title loan?

Many people ask us, “What do you need to get approved for a title loan?” The answer is simple. You need to be at least 18 years of age or older and be able to prove this by showing a government-issued ID. You must also have a car with a lien-free car title in your name and some source of regular income, or your car has to be nearly paid off. The latter can be anything from a pension or…

Do I need a job to be approved for a car title loan in California?

Excessive worries can lead to anxiety, affect your relationships and even make you sick. Let me guess, you’re probably going through a terrible job loss, a barely steady job but the immediate needs just keep piling up mercilessly. Chances are that you own a car and you are already thinking of getting a car title loan to offset most of the financial obligations but then, you wonder, can I get approval for a title loan without a real job? Definitely…

Can I get a Title Loan? What is Required to be approved

Of course, you can get a title loan. A car title loan is basically a secured type of loan where borrowers can use their vehicle title as collateral. The lender automatically places a lien on your car and the hardcopy of the vehicle title is submitted in exchange for the loan. The lien is removed when you repay the loan and the car title is returned to you. The process of getting a car title loan in California or any…

PROCESS

How do I get a Car Title or Motorcycle Title Loan?

Dealing with life’s unexpected curve balls can be stressful. In today’s economy, we can’t always be prepared to deal with such demanding financial emergencies, especially when they come up when you’re least expecting them. And while there are quite a few different avenues you can take to get the money you need (like payday loans, cash advances, pawn outlets, and credit cards), you could find problems associated with each of them that tend to outweigh the benefits. That’s why a…

How do I pawn a car title or motorcycle title?

When you have unexpected expenses or need money to cover utilities or other bills, pawning your car or motorcycle title could be an easy way to get cash without going through the process and uncertainty of applying for a traditional loan. It allows you to take out your car’s equity, while keeping the use of your vehicle. Once you’ve pawned the title to your car or motorcycle, you will be required to make monthly payments on the value of the…

Getting a car title loan in California

Applying for a car title loan in California is made easy with us. If you are a resident of California, then this is probably the car title loan you are looking for. All you have to do is follow these 3 quick and easy steps: Step1: Click, Call or Visit. It is totally free to apply and takes just a few minutes. We’ll give you a free quote with no strings attached. If you have any questions, our loan specialists…

How long does it take to get approved for a title loan?

Are you thinking of applying for a car title loan in California and you’re wondering how long it will take to get it approved so you can have access to the cash you urgently need? Well, you need not worry as this article has all the information you need. To get all the information you need about when you’ll be approved after applying for a car title loan in California, read on and you’ll find out in a bit. Without…

How does the title landing process work?

Are you looking to apply for a car title loan in California and you’re looking for a step by step process on how to go about this? Don’t sweat it as this post has all the information you’re looking for. After reading this article, you should be able to make an informed decision. So, you’re looking to get a loan, and you’re running out of available options, well, have you thought about taking a car title loan? Car title loans…

Online car title loan application

Looking for fast access to cash for an emergency? There are a few alternatives, but Car Title loan California online car title loan offers you the most advantages. Car Title Loans California, one of the California most reputable consumer finance companies, offers borrowers who own a vehicle the ability to borrow money rather easily. How It Works; STEP ONE – Fill Out the Application The first thing is to fill out the application online with correct response in boxes provided…

LOAN PAYMENTS

How do I pay my loan or pawn?

If you are currently considering a title loan then you may be curious “how are title loans paid back?” Here, at Car Title Loans California, we want to detail all the ways in which you can pay title loans back so you can pick the one that is absolutely best for you. We are strong believers in consumer education and lender transparency so we want to make it as easy for you as possible to get the information you need.…

Is there a pre-payment penalty?

Most people come to us every day with this type of question sometimes tens and hundreds of them. Is there a pre-payment penalty? No, absolutely not! Since the penalty is based on the remaining title loan balance’s percentage, this means that you’ll have to pay interest on the loan. In most cases, a contract of a loan states that you’ll have to pay a penalty for the pre-payment of your title loan. In our case, you won’t be asked to…

What is the Maximum Loan Amount I can get?

One of the first things that people ask us here at Car Title Loans is “What is the maximum loan amount I can get?” Lenders use a wide variety of factors to assess and determine the value of your vehicle and how much they can lend you on it. However, not all lenders let you in on that process in the way that Car Title Loans California  does. We have crafted new ways of valuing your vehicle and determining a…

How do I get my Title back?

We sometimes get into financial difficulties and yes, even the best of us.  And to sort these issues, friends and family are occasionally great options. Aside from them, getting a loan with your car as collateral is another possible way of getting cash real quick and easy. Qualifying for a car title loan is pretty much easy, you get a loan based on the equity in your car. A car title loan gives vehicle owners access to a few thousand…

BAD CREDIT LOANS

What If I Have A Bad Credit, Am I Still Eligible For A Car Title Loan?

Firstly, how does a vehicle title loans work? It’s simple; the lender uses your car as collateral. Your car is valued and you are loaned accordingly. In California, the minimum amount set by state law is $2,500. This is duly supervised by the DBO. What if I have a terrible credit history, can I still get a loan in California? If that sounds like you, then YES, you can still get a title loan with a terrible credit history that is a…

Key Benefits

  • Same Day Cash
  • Quick Approval
  • All Credit Accepted
  • Keep Driving Your Vehicle
  • Competitive Rates