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Emergency Money Title Loans in Sacramento
Have you come across a recent financial emergency? Do you need some extra cash, fast? There are many reasons why someone might need some quick cash, such as medical bills or for college expenses. Here at Emergency Car Title Loans Sacramento, we can help you get the cash you need. Regardless of the reason, we can help.
Here are some examples of how car title loans can be better and more efficient than other types of cash loans
Instantly Receive Your Cash
You can literally have the money in your hands in just a matter of hours, once you are approved. There is no large amount of paperwork to fill out, so this makes the process very quick.
Poor Credit Is Not an Issue
There are no restrictions to who can apply for our car title loan. We use your car title as collateral to secure your loan, so great credit is not necessary. You credit score and history will not be a major deciding factor in whether you are approved for the loan or not. So, if you have bad or no credit, a previous bankruptcy or foreclosure, Emergency Car Title Loans Sacramento may be the best option for you.
Qualifying Is Easy
It’s pretty easy and simple to qualify for a car title loan. All that we require, is that you are over the age of 18, have a valid driver’s license, and you must fully own your vehicle. We also require that you have valid insurance on the vehicle and there can’t be any kind of lien or hold against it.
Determining the Loan Amount
We will assess the value of your vehicle, based on the make, model and condition. Clearly, the more your car is worth, the larger your loan amount will most likely be. You can even research ahead of time using Kelly Blue Book to try and determine the value of your vehicle before applying to help decide if applying for a car title loan would be the best option for you.
Quick Application Process
The application process is pretty painless and easy. We can usually determine if you are approved within the same day.
Flexible Terms and Conditions
We will work hard with you to ensure that the loans terms and conditions are the best they can be for your specific needs. No two loans are exactly the same.
Continue Driving Your Vehicle
We will hold onto your vehicle title for the duration of the loan as collateral, so you do not have to give up your car. You can still drive your vehicle as normal. Once you have paid off the loan, you will receive your title back.
No Hidden Fees or Prepayment Penalties
At Emergency Car Title Loans Sacramento we never have any hidden fees or penalties. If you choose to pay off your loan early, there will be no penalties or extra fees to pay. We will always make sure you are aware of and understand all of the terms and conditions before we finalize the loan.
If you are interested in applying for a car title loan, you can give our title loan specialists a call or apply online from the comfort of your home for a quicker application process. Also, if you have any questions at all, you can visit this page or feel free to call and speak with one of our highly trained car title loan associates, today!
What is an Emergency Car title loan?
An Emergency Car title loan is a convenient and quick way to get emergency cash just when you most need it. Emergency Car Title Loans Sacramento use your vehicle as collateral for the loan. The interest you pay every month can vary from 5% to 10%. The loan amount you are eligible for will depend on the wholesale value and condition of your car. You have the option of paying the loan back after 1 month and up to 36 months.
How to get An Emergency Car Title Loans Sacramento California
An Emergency car title loan in Sacramento is perfect for those who are looking for cash in hand instantly. The loan process is very simple and does not require any credit background checking. The Emergency Car Title Loans Sacramento, CA process is a series of three simple steps, which do not take much time. The first step is applying online on the website on the fast car title loan Sacramento form where you have to fill up certain basic details about yourself. The second step in the process is verifying the required documents and finalizing the process for your Emergency car title loan in Sacramento California. The third and final step in getting Emergency car title loans Sacramento is getting the cash. Just go to one of our many locations to be given to you as a check, and once the car is inspected and the car title is handed over you can go cash your check up to $50,000!
Is it possible to default?
It is possible to default. When you fail to follow through on the terms of the agreement which you signed when taking out the loan, then you have defaulted. But our policy does completely shrink the possibility of you defaulting. Since our loan duration is quite long, and our interest rates competitively low, you are on the safer side when you apply to our title loan office near you. Our policy also does not also give room for rollovers. The last thing that we want is to repossess the car. We wish we did not have to repossess but we are afraid that is just something that happens. We know how important it is to have your car, so we always do our best to get the best situation for you. You can get the speedy cash that you are in need of today with us now! Get the title loan and sort out your short-term financial issues today. Looking for financial help but can’t turn to family or the bank to borrow money? We have a solution with a car title loans in Sacramento. Getting a car title loan is a way to get quick cash, so the sooner you apply the sooner you can get your money.
Title Loans Payment Plan
Once you have your car title loan you need to have a game plan on how you are going to pay it off. Maybe you will use your tax return money. Maybe you are waiting for a settlement. Maybe you are waiting for a commission check. Whatever your game plan is, it is important to have one. Even if it is to just make your monthly payments on time and pay the full length of the loan. You can always pay a little extra every month or even pay a few days early or even do both. That way you will be charged less interest and more of your payments will go to the principal balance. You could even pay ahead and then pay half on the first and half on the fifteenth. Doing so, you will end up paying about one more payment per year but you will pay off the loan much faster. It is also important not to be late on your monthly payments. You will pay less interest and you will not have to pay any late fees. When you pay late and you pay your late fee, you will see that very little or none at all of your monthly payment will go towards your principal balance. So what you pay off on your car title loan will not go down and you will only be paying interest on your account. These are just a couple of tips that you could use to help you pay off your title loans faster. The key is not to be late and pay all of the extra interest and pay the late fee. Stay on time with your payments and you will be fine. If you can pay a little extra for each payment that will also help you.
Why Emergency Car Title Loans Sacramento
An Emergency car title loan is the perfect solution to all your emergency financial problems. It is so easy to get approved. The cash reaches your hand in record time compared to any of the other kinds of loan transactions from banks and other lending institutions. There is no credit background checking involved. All you need are examples of income proof, which could be anything from paystubs to bank statements (if you are self-employed) as well as any award letters if you are the recipient of government benefits. You would also need a driver’s license and proof of insurance. There are many advantages to acquiring an Emergency car title loan in Sacramento. Whenever you are in need of emergency money, like a financial crisis in your business, you can easily get a car title loan. All you need to do is hand over the car title and proof of income and you are set! If you are suddenly hit by a medical emergency and don’t know where to turn, look to your car for the collateral you need to avail a car title loan. An Emergency car title loan in Sacramento can be in your hands in a matter of minutes. All you have to do is apply and get the ball rolling!
Even before you apply or once you have applied and received the loan, it would be prudent to start saving immediately to be able to pay off the monthly fees of the loan. This would require a little prior budgeting on your part to keep aside the money required to pay off the loan every month, so that you are not late in your payment and you do not have any dues pending.
How our Emergency Car Title Loans Sacramento It Works
Title Loans Process.
Getting an auto title loan is as easy as 1, 2, 3. If you have a car, motorcycle, boat or RV that’s paid off and you have the title, then you can borrow up to 70% of its value.
Fill in the application and find out how much you can borrow. Don’t worry about your credit history, we don’t even check it. Your job is your credit.
Gather up the paperwork we require. You will need your title, driver’s license, insurance on the car, proof of income (your last pay stub or your last bank account statement will work) and a copy of a utility bill showing your name and address. If you would prefer to email everything to us, please do so.
Come in to one of store locations to collect your cash. We’re open Monday through Friday 9 am until 5 pm. When you arrive at one of our stores, your application will have already been processed, and your loan documents will be ready to sign. While you are signing the documents our staff will conduct a quick routine inspection of your vehicle. Customers are usually out of the door with their cash in fifteen minutes or less.
Remember you get to keep driving your car during the term of your loan!
Contrary to the way a typical credit-based lender operates, your credit status does not determine your eligibility for our Emergency Car title loan money. This means that even with a credit that has disqualified you for a conventional loan, you can still get a loan with emergency title loan in Sacramento.
It is possible for you to get an emergency money loan in Sacramento with no credit checks too. We do not want a situation where you take a loan and begin to face difficulties repaying the loan. We do not check your credit to see if we will give you the emergency loan or not.
Do not let your poor credit score discourage you, visit our title loan location near you in Sacramento to get the emergency money you need. We will be glad to help you.