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Childcare Costs in the United States

By sbanderas | April 12 2019
Categories: Blog

Childcare is an essential need for most couples who work. The cost of child care in the United States depends purely on the age of the child and their individual care needs. Here are the top 3 factors that determine child care cost.

  1. The age of the child
  2. The type and level of childcare
  3. The place of residence

The age of the child

The younger the child, the more the child care costs will be. If your child is under one year of age when the baby is going to require frequent feeding, diaper change and also cleaning. In all probability, you will need a dedicated nanny for the child.

However, that can prove to be very expensive. The nest option is to go to a child care center which is fairly cheaper than hiring a nanny. Some points to consider here are the child is vulnerable to infections from other children and may fall sick frequently. In cities like San Francisco and Boston or New York City, the average child care cost may be up to $2,000 per month. For toddlers and pre-school children, the cost can be much lower like $750 per month.

Types of child care

There different levels of child care and each one are priced differently. The location and place will also play a role in the prices.

  • Personal care like a nanny- $500 per month or more.
  • Daycare center will charge $300 dollars or more.child care
  • Family day care is much less and can cost around $200
  • A family member comes with zero investment like grandparents for example.

However, these are only the costs involved and there is no way to ensure the type of care your child is getting.

The best options in terms of childcare

The best option is to hire a nanny and for various reasons. The child stays at home and the nanny is responsible for the end to end care of the child until you return from work. The nanny will also bathe, feed and clean the child at regular intervals. Since the child is staying indoors under personal care they are lesser prone to infections due to other children and external influences. The nanny also does the laundry and other things that are essential for the child. If you find a trustworthy nanny then it is the safest and best option for your child.

Nothing can replace family care and someone from your own family can provide as good as care as you would. Grandparents or other elderly people are loving and doting and love to be around their grandchildren. If you have differences with your parents or in-laws, ignore it for some time because your child is getting the best care possible.

Another option is to quit your job temporarily for your child’s sake. If that is not possible, check out work from home options with your employer.

If none of these options seem to be working out then consider taking a title loan to see you through the childcare costs until the child starts pre-school.

If you need some money, come to us, Car Title Loans California, we can help.