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Car Title Loans Pico Rivera California

By Jenny Williee | June 6 2019
220

Car title loans Pico Rivera will get you the money you need today. We will use the equity that you have in your car, to get you the title loan that you need.

With us your car is your credit, so we do not worry about your credit score. Apply now and get the fastest online car title loans Pico Rivera.

A car title pawn is also called car title loan, auto title loan, pink slip loan or auto equity loan. If you are to consider this type of loan, it’s important to know the full details about what it means, how it works, the requirement and the term and condition. Also, the fact that not all lender offers the best service. This is article will explain in details all you need to know about car title loans Pico Rivera.

About Pico Rivera

Pico Rivera is a city that emerges from the merging of two communities named Pico and Rivera in 1958. It is situated in southeastern Los Angeles County, California, United States.  It is one of the Gateway cities with a population 62,942 as of 2010. It is located on the southeast of downtown Los Angeles, on the eastern edge of the Los Angeles basin, and on the southern edge of the area known as the San Gabriel Valley on a landmass of approximately 11 miles (18 km).

WHAT IS CAR TITLE PAWN?

Car title pawn can be the easiest way to solve short-term cash needs. This type of loan permit you to use the title of your car as collateral to borrow money rather than your credit score. This type of loan may not be able to cater for all you need but you can get amount sufficient enough to cater for your emergency need, depending on the value of your car and its equity.

HOW CAR TITLE PAWN WORK IN PICO RIVERA CALIFORNIA

In an emergency situation that needs urgent cash.  Car title pawn stands as a simple way for people to get the cash they need at the appropriate time using their car as collateral. To secure car title pawn, all you need is to submit your vehicle title and few accessible documents, majorly your identity. This type of loan is a secured loan as the title of your vehicle will serve as collateral for the loan.

The lender will be placed a lien on the title of your vehicle but will be removed and returned to you after the completion of your loan repayment. During the loan period, the car will still remain in your care and you are free to use it on a daily basis without any restriction. On the off chance that default in your loan payment, the lender is permitted by law to take possession of your car and may put it on auction to recoup the money given to you.

The amount you can get depends on the resale value of cars used as collateral. The more the worth of the car, the more you can get when you use it as collateral. However, you are not expected to get the full value of the car as the company will also make it easy on themselves to recover their cash should you default, so they will only lend you what they can easily get from selling your vehicle.

In most cases, you will offer a certain percentage of your car resale value usually between 30 to 50 %, they may likewise require the installation of security device like GPS tracker on the car that will guaranty that they still have access to the car even while you are in possession of it.

WHAT IS REQUIRED TO GET A CAR TITLE PAWN?

Unlike other sources of loans, car title pawn requires few documents which vary from lender to lender. However, the common requirements in Pico Rivera include:

The Vehicle

Car title loans Pico Rivera does not require that you submit your vehicle to the lender, the value of your vehicle will be evaluated to determine how much you are qualified for. The resale value of your car will determine how much you can get from the lender. After the assessment, you are free to drive your car.

Vehicle Title

The car must be registered in your name, and the title must indicate that the car is registered in Pico Rivera. The car must be paid off and without liens on it.

Identity Card

Car title loans Pico Rivera requires that you submit a government-issued identity card, driver’s license and passport are perfect examples. Note, the identity card must be valid and you must be at least 18 years of age to qualify for this type of loan.

Residential Proof

Your address including zip code and contact number will be required in the process as this will prove that you are a resident of Pico Rivera. A perfect example to back up your address is the utility bills contain your address. Electric bills and cable bills are a perfect example.

In this type of loan, using your car as collateral does not stop you from driving your car, apart from the title of your car, proof of your car insurance is a form of security for the lender as anything can happen to your car during the loan period.

Proof of Income

This will help the lender in determining how much you qualify for. Also, it will help the lender to schedule a favorable repayment plan for you.

Majority of the documents are probably what you have already as a vehicle owner, occasionally, the lender might request that you provide a couple of references. Nevertheless, when compared to the requirements request by banks and other financial institutions, the documents are quite easy and can easily be tender without hassle.

HOW MUCH MONEY CAN I BORROW?

Car title Loans Pico Rivera may not be able to offer you money for all you need but be rest assure, you can get sufficient money to mitigate your emergency situation. How much you can get through car title pawn is determined by the value of your car and its equity as well as the term and policies of the lender. Depending on the maximum amount the lending company can offer and the title of your car, you can get between $1000 to $50,000. 

WHAT IF I HAVE POOR CREDIT?

Car title pawn offers you money against your car title not your credit score so if you have a poor or no credit, you won’t be disqualified as long as you have a car with a clear title that is qualified to serve as collateral for the loan.

WHAT ARE THE PAYMENT TERMS?

The payment terms of the loan depend on the company policy. Generally, a car title pawn is a short-term loan and usually last for 30 days. However, few companies offer a long-term loan and repayment can be worked out to allow for several months or even years.

WILL I HAVE TO SURRENDER MY VEHICLE?

Unlike traditional loans where you submit your vehicle when used as collateral. Car title pawn does not require submission of your vehicle, the lender will only request for the title of your car. So, you are permitted to drive your vehicle during the loan period.

WHY GET CAR TITLE PAWN IN PICO RIVERA

As earlier said, car title pawn can be the easiest way to solve short-term cash needs. Amid an emergency situation, getting financial help from banks or other financial institution can be difficult than anything you think of especially with the trending financial crisis around the world.

Lesser money is available to be loaned out so, the requirement is extremely much, giving lender opportunity of lending to the most qualified borrowers. Credit scores are one of the major measures used by banks to determine your ability to repay the loans. Even if you have the capacity to pay back the loan, you have a high chance of been disqualified if you have bad credit.

Also, you might need to provide guarantors which might be a bit difficult. Finding a guarantor maybe easy but then, you are already exposing your problem to outsiders.

Getting loans from family and friends may be difficult, first you may have to explain the reason for the loan and then, falling behind in paying back may be strained and damage your relationship.

It is best to get car title loans Pico Rivera as it saves you the embarrassment, you issue will be handled with confidentiality, you don’t have to explain the reason why you are getting the loan and the lender will be discreet with your information. To crown it all, you own your car, so you don’t have to beg anyone to stand as your guarantor.

You can also get a title loan in Los Angeles.

WHAT WILL HAPPEN IF I DON’T PAYBACK

This is a very good question, the law guiding this loan permits the lender to take possession of your car should you default in your repayment.

BEST CAR TITLE PAWN IN PICO RIVERA

Many companies offer car title pawn in Pico Rivera but when we talk of the best, TFC Title Loans is next to none in the city. TFC Title Loans is a top-notch money lending company that has been rendering financial help to people in emergency situation across the United State since 1994.

We are the most reputable lender that provides the best customer service in Pico Rivera and California a large. We are known for our low-interest rates, fast approval process, flexible and long-term repayment plans. We provide a simple application process, more money, unbeatable terms, and awesome customer service for our car title loans Pico Rivera.

Resident of Pico Rivera and other cities in California rated us as the best not just by our years of existence but by what they have benefited in our company, we offer just the best, we strive hard to put a smile on our customer face by offering high money, as high as 85% of their car value as oppose 40-50% offered by most companies. This may sound not to good for us but we delighted in the happiness of our customers.

Compare to other companies, we will offer you a high amount, up to $50,000 depending on the value of your car, this is rare to come across.

We always share in the pain of our customers and that is why we have made our loan term to be as flexible as it can with an elongated repayment period between 24 to 48 months, as opposed the 30 days offer by many companies which put the borrower at the risk of losing their car.

At TFC Title Loans, we offer car title loans in Pico Rivera that enable you to keep your car, get the cash you need, and pay us back in accordance with the repayment plan.

The whole application process is very simple such that you can have access to the cash you need with our Pico Rivera car title pawn within couples of minutes without the stress of signing dozens of papers.

Prior to the signing of any car title loans Pico Rivera deal with us, we always provide a drafted document that will entail all details and terms of the loan such as the interest rate, repayment term, and consequences should you default.

This is evidence that we strictly abide by the laws that guide car title pawn. Apart from all the information and terms provided before your signing, there is no hidden terms or payment.

Our staffs are professionals that are well trained to handle any issues for our customers. They take delight in offering their service in a friendly manner and they are always ready to help you at every step of the loan. We offer a toll-free number 1-844-242-3543 that is always available to provide any required assistance to make you get the cash you need when you need it.

You can get the process started online by filling the simple online application form, while you get it completed at our nearest office.