Wow! We are in 2018. Isn’t that amazing?
We appreciate our customers for the excellent partnership we enjoyed last year, and we are confident that 2018 holds better things for us. It is our pleasure to welcome you, our esteemed customers and clients to this New Year. We trust that your achievements and experiences this year will be exciting and positive.
In this year, 2018, it is our desire as Car Title Loans California team to help you fulfill and accomplish your plans for the year by empowering you financially in times of critical needs.
Are you living in California? Do you need to be financially buoyant to kick-start your plans for the year 2018 and need a car title loan to accomplish that? Then you have come to the right place.
Vehicle collateral loans are available in California with Car Title Loans California, and you can access loan amount of about $2,500-$50,000 depending on how much your car qualifies.
Car title loans California is an auto title lender that specializes in helping people access auto title loans within the shortest time and with swift approval of their title loan request.
We offer you the opportunity to go through the entire process of accessing an auto identity loan entirely online and quickly too. In many cases, we process your vehicle title loan in the shortest time possible, within minutes.
It is important to note that a title-secured loan or an auto pawn loan is a secured option for borrowers, and with car title loans California, getting this title loan is simple and fast. Compared to conventional banks or other car title loan lenders, the process with us is much more comfortable. In this year, 2018, we offer you a convenient and well-developed walkthrough for acquiring a quick online vehicle title loan.
The process is easy, stress-free, and you can get a pink slip loan almost immediately as long as your vehicle qualifies.
So, the first thing to consider before deciding to get an auto identity loan in 2018 is if the vehicle in your possession will qualify you for the loan.
There are specific requirements you will have to meet to be granted a title loan with car title California. First of all, you must be of age according to the state laws, and you must also be the legal owner of the vehicle you intend to use to acquire the title loan.
What this means is that you either own the car outright, or you have enough equity on the car that will qualify you for the loan.
The following criteria play a vital role in acquiring a fast online car title loan;
- The condition of your vehicle: Your overall vehicle condition determines the possibility of getting not only your title loan approved but also the amount of money you will receive. A car that is void of accidents and its body is in excellent condition has the higher chances of getting a substantial amount of a title loan.
The roadworthiness of your car determines the amount of cash you can access from the title loan. And, you can take advantage of this as you apply for a car title loan in 2018 with us.
- The mileage on your car: Basically, a vehicle needs to have clear title and less than 200,000 miles on it before it can qualify. However, we will accept your vehicle if it is a diesel engine. This is because diesel engines last a long time, and we are willing to accept such vehicles if they have higher mileage on them.
A car or vehicle depreciates. This means that its original value drops with time. That is why the mileage of your car or the age of your car determines whether you get the exact title loan amount you apply for, or you get something lesser. So, make sure your car is sound and in good shape.
- The brand or the model of your vehicle: during the application process of the auto collateral loan, this is another thing we consider when we evaluate your car.Though you can get cash on any make and any model of vehicle, the brand/model is an important factor that determines the loan cash you are qualified to access.
The Kelley Blue Book (a nationally recognized pricing guide) is what is used to evaluate the worth of your car or vehicle
We also need to know;
- Your credit score: when you apply for an online auto title loan, your credit score does not play a large part in getting an auto title loan. It simply helps us to ascertain that you will not find repayment inconveniencing in any way.
Car title loans California grants terrible credits title loans to customers. So, it is important you remember that bad credit will not stop you from accessing an instant auto equity loan with us.
- Your monthly income: We require that you have a satisfactory means of income. Whether you have a regular salary, pension or unemployment benefits, we just need to be sure that repayment will be convenient for you.
In a situation where your income does not meet our requirements, no need to worry. Just get yourself a co-signer that will help you reach our requirement and qualify.
- If you have a clean title or a salvage title: While a clear title declares your ownership of the car, a salvage title is a document that shows that a car has previously had an accident or in some form damage.
Even if your car has salvage value, you are not entirely locked out. You can still apply for a car title loan with car title loans California.
We will require you provide us with the following data;
- Personal references and Professional references: We will need you to provide us with about five (5) references (at least 1 being a family member)
- Full coverage insurance on the vehicle: We will verify your coverage, and we will add our name to the policy.
- Driver’s license: We will need a copy of your valid driver license. Even if you don’t have a driver’s license, a valid ID will still serve the same purpose.
- Proof of residency: We will need proof of residence; you can supply us with a utility bill in your name going to your home address.
- Pictures of vehicle: We will need photographs of the front, side, back, and interior of the car.
There are also other simple details we expect you to make available for us. It gets easier from the minute you approach us. Contact us today.
According to the department of business oversight, the minimum loan permissible in California is at least $2,500. The greater news is that you can access even more cash, up to $50,000.
Are you in need of some fast extra cash in California in 2018, what you need to do is simple; Call us today on 844 242 7467. You can also apply directly online by filling out our application form on our website.
We have a pool of knowledgeable staffs with a wealth of experience readily available to attend to you. Our title loan officers and representatives are available to promptly answer all your questions, as well as provide you with the necessary information in details on how to get a car or vehicle title loan in California this 2018.
Our customer service personnel are polite and efficient. We guarantee that you will enjoy a blissful experience in your title loan application with us at car title loans in California. We are the best car title loans company in the states of California when it comes to getting car loans on you title fast.
Like any product or service, there are advantages and disadvantages. In the same way, there are the pros and cons of auto pawn title loans. And despite the fact that people need a car identity loan to settle emergency situations, they need to be careful not to involve themselves with a bad lender.
We are aware of this fact. However, at car title loans California, we design our process such that we only offer you pros and only the pros of auto title loans. Then, you can enjoy repaying the loan at your convenience and comfort.
Benefits of getting an auto title loan with car title loans California in 2018
Whether you are facing financial challenges, or you find yourself in situations where you need to access quick cash that can save you from financial embarrassments but have poor or bad credit, you can apply for a car title loan.
And if you are anywhere in the states of California, then Car Title Loans California is your best option. Our services are unique and you stand to enjoy numerous benefits when you get a title loan with us in 2018.
Below are some of the benefits of getting a car title loan in California in 2018;
- Your credit score is not a deciding factor for you to get the loan.
- 100% financing on the worth of your car or vehicle.
- You enjoy quick approval once you have provided all of the information required during the application process, and our highly efficient team will work to get you your cash as quickly as possible (on the same day)
- Incredibly easy and straightforward application process.
- The application process is free and you don’t pay any hidden charges. There also no hidden terms as well.
- You get a very low-interest rate, compared to what other title loan agencies can offer.
- We offer the highest value for your vehicle compared to other car title loan companies (up to $50,000).
- There is no prepayment penalty for car title loans California. You only payback whatever you borrow. And, we encourage you to pay off your loan schedule for your convenience.
- We will deposit your loan cash directly into your bank account. This makes it quite easier and faster for you to attend to your emergency financial needs.
- You get a repayment plan that is convenient and achievable. Thanks to the recent trends in technology, repayments can be made anytime and anywhere just at the click of a button. Amazing, right?
There are so many other benefits you will enjoy when you apply for a vehicle title loan with cart title loans California in 2018. Call us today. Our team of experienced officials is waiting to assist you in any way you will need our help.
Again, remember that when it comes to getting a loan from any vehicle title loan company, what is most important is that you own a car. If there happen to be equity on your car, then we need to also know about it. Note that the more equity you have in your car, you are of lesser risk to us.
Another important thing to consider is what happens if you default on your car title loan repayment?
Well, we have an impressive track record and high success rate of over 90%. So far, our work with all our clients has never come to the point where they fail to meet up payments. This is because of our highly efficient methods and policies.
Our policies are such that we evaluate the value of your car, check your credit score just to give us an idea of your repayment capacity, and then we come up with a payment plan that you can always meet.
For example, an important qualification we look out for is your income. Though this is not the sole determinant of whether you will get the loan or not, it is our way of ensuring that we match you up with a perfect repayment plan that will not put you under undue pressure.
The more money you make a month, the more you are capable of paying your loan. You can be smarter with your repayment plan by paying more each month to finish up the repayment in time.
Of course, this will depend on your debt to income ratio. Even if you are in so much debt that you find it a bit difficult scrapping by, you can always approach us about it. There are lots of other things we will take into consideration when getting you the instant online title loan.
For further information, do not hesitate to check our Frequently Asked Questions page when you visit our website.
We are 100% at your service in 2018. It does not matter what the question running through your mind may be: Do I give up my car? How does car title loan work? What about auto title loan refinancing? How do I apply? Even if you need a complete guide to online car title loans, we have the right answers for you on our official website.
At Car Title Loans California, we offer our customers the best because we are the best auto title loan agency in California. We are also devoted to helping our clients get the best out of their vehicle equity loan this year, 2018.
Our friendly staffs are always at your beck and call whenever you need them.
Apply today for your car title loan in California in 2018. Fill out the application forms on our website, or better still, call us right now on 844 242 7467 if you prefer a more direct approach. You will be happy you did!