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Bad Credit Title Loans in Los Angeles

By Jenny Williee | March 22 2019

We have the guidelines for bad credit title loans Los Angeles!

You made some bad choices in the past and your credit has really suffered. This can be a very frustrating time.

We have a solution for you. You can qualify for bad credit title loans Los Angeles with us.

What are bad credit title loans Los Angeles?

Bad Credit Title Loans Los Angeles  A bad credit title loans Los Angeles is when you use your vehicle as collateral to secure a loan. We will give you a portion of the wholesale value of the car, so you will be able to get your loan from us.

We will lend from 50% of the wholesale value all the way up to 85%. That is what we call the advance rate. That is the amount that we will lend you to your car s equity.

There are a few factors that go into deciding that the advance rate. The main factors are what kind of car you have, what is the value of it. The second one is your ability to repay the loan. So your income will be used to determine that.

Will I Lose My Vehicle?

The only time you will lose your vehicle is when you do not make any payments and there is zero communication between you and the office. When you choose us to be your lender, you are getting the best bad credit title loans Los Angeles, we will help you when you are having difficulties with your monthly payments.

Our goal is to keep you in your car. We never want to repossess anyone’s car. We want you to make your payments and we will help you to stay up to date on your contract.

If you are going to be late for your payment, we understand and we will notate your account. We always encourage our clients to make their payments on time, so it will help lowers the principal balance and pay less interest.

Communication Is Important

Communication is also very important. If all of the telephone numbers are disconnected and there is no contact between us, then we are going to assume the worst and that you will never pay us and you are hiding in the car. When there is communication, then we are able to work with you and see if we can get you the extra time that you need or maybe we can do a due date change for you.

As long as we have communication with you, we will be able to work with you. But as long as you are making your payments on time, you will pay your loan off on time with no risk of losing your car.

We will give you the money on your car’s equity, we will go on the title or pink slip as the lien holder, you will make your payments and when the account is paid off, we will send you your title back to you. It is an easy process.

How Long Can I Take to Pay it Back?

Our bad credit title loans Los Angeles have an average term of 24 months to 36 months. But with all of our title loans, there are no prepayment penalties. So we make it as flexible as possible and as easy as possible for you to pay us off.

You can pay us in one payment or if you can make additional payments on top of your monthly payment, that will help you reduce your principal balance.

All of our loans are simple interest loans, so that means that you will only get charged the amount of interest that your principal balance is outstanding.

Does it take long to Get bad credit title loans Los Angeles?

We are able to fund your bad credit title loans Los Angeles within an hour!

Getting you funded the same day that you apply. Finding the biggest delay is our clients getting us all of the documentation to get the deal approved.

Unlike traditional banks who will take a long time to even let you know if you will qualify for a loan with them. We will give you instant approval over the phone.Bad Credit Title Loans

There is no uncertainty with us, if your car has the equity that we need and you have the income, we will be able to fund you using your title as the collateral.

What Credit Score Do I Need?

To qualify for an auto title loan with us, we do not base your applications approval on your credit score. When you use your car as collateral, credit is not the deciding factor.

We do a credit check with Experian to see if you are paying your creditors. We do not use your credit score to approve or deny your application. Look to see if you are currently in bankruptcy. If you are, then we will not be able to help you. So you can qualify by using your pink slip in Los Angeles to get the money that you need with your car’s equity.

If you have bad credit, it will not stop you from qualifying as long as there is the equity in the car. When you get a bad credit title loans Los Angeles from us, you will be able to start to re-establish your credit with us, as we report to the credit agencies. So you can get the emergency money loan and rebuild your credit with us.

Using your car as collateral, we have the security, that if you default on the contract, we will be able to recover what we lent you by selling your car at the Manheim auto auction. That is how we use our security in the car to protect our investment. This is always our last resort and we do not ever want to do it but it does happen.

Car Title Loans Near Me?

You can come to our main location at 3055 Wilshire bl #105 Los Angeles Ca 90010 to get your bad credit title loans Los Angeles from us.

We are centrally located close to downtown Los Angeles. We are close to the 101 freeway, the 110 freeway, the 10 freeway, and the 105 freeway. So you can come to our office or you can call us at 844 242 7467.

So where ever you are in Los Angeles we are very central and we will be able to help you. When you come to our office please remember to bring your car, your pink slip (title) Your proof of income, your utility bill, 5 personal references and we will be able to get you funded.

What Will Happen to My Credit Score?

By making your payments on time it will increase your credit rating. By making your payments on time, it will also show future lenders, that you are a responsible debtor and that you will repay them. It will also show future lenders that you are now serious about your credit and that you want to improve it.

Once your credit has improved, it will open up more financial opportunities. Once your credit score has improved, you will be able to get better loans and get better interest rates.

How Much Does My Vehicle Have to Be Worth?

That really depends on your year, make, miles and model. Some cars will hold better value than others. For example, Hondas and Toyotas hold their value more some other car companies.

So Toyota Tundra with 250,000 miles will still qualify but a Mazda pickup with 250,000 miles will not qualify under our program. We will always try to see if we can help you with whatever car, truck or van, SUV, RV, commercial truck, box truck, 18 wheelers, and even a tractor can qualify with us if it has the required equity in it.

If there is equity in your car, we will be able to help you but our guidelines for wholesale value is a minimum value of $3,000 but call us and lessee if there is anything that we can do for you no matter what the vehicle is.

Do I Need a High-Paying Job to Get a Loan?

You do not need a high paying job to get a bad credit title loans Los Angeles but you do need to have a job, with a minimum income of $1,200 per month to qualify for our minimum loan.

Your debt to income ratio will decide on the dollar amount that you will qualify for and how much w can lend to you.

We do have to verify your income to get you approved. We want to make sure that your income will support the bad credit title loans Los Angeles that we are going to give to you in Los Angeles.

Of cause the more income you have the larger title loan that you will qualify for, providing there is enough value in your car.

You do not need to be wealthy to qualify with us but you do need to be able to provide your proof of income.

If you are being paid cash and it is hard to show your income, then we will accept a letter from your employer verifying the monthly income.

If you cannot provide any income then you can still qualify for a car title loan in Los Angeles but you will have to get a co-signer to provide the proof of income to get your title loan application approved.

Remember if you get a co-signer, they will also become financially responsible for the payments too. So if you are not able to make the payments, then they will have to make the payments for you.

Should I Apply For a bad credit title loans Los Angeles?

Car title loans in Los Angeles can be a quick solution for your emergency money problems. So even if you have bad credit, you will still be able to get the loan that you need, so you can take care of your emergency. So having bad credit should not stop you from getting the emergency money that you are looking for from us.

Getting your title loan from us is not only a great way for you to get the money that you need but you will also be able to rebuild your credit with us.

So all of your bad credit decisions in the past will not stop you from using the equity that you have in your car and using your title as collateral to get your loan from us.

The banks might say “no” but we will say “yes”.


If you are living in Los Angeles and you have bad credit, do not let your bad credit for getting in your way of obtaining bad credit title loans Los Angeles.

The banks do not lend to people with bad credit and they also do not do car title loans. Banks are not willing to take any risks and for people with bad credit, the banks are not going to help.

So even if you had good credit and you wanted a fast car title loan, the bank would not be able to help you.

So if you are looking to get a fast loan and you have equity in your car, then call us today and let’s see how we are going to help you. bad credit title loans Los Angeles are able to do, so do not wait.

bad credit title loans Los Angeles is an alternative type of loan that can provide you with fast, quick and convenient money loans regardless of your credit. So do not let your bad credit stand in your way from getting the emergency loan that you need.

We have been helping our clients in Los Angeles since 1994 and we will be able to help you get your title loan even if your bank has told you no. Contact us today at 844 242 7467 or you can apply online with us.