Apply Today for a Car Title Loan
Apply for a car title loan online or over the phone today by filling out our form below or speaking to one of our knowledgeable sales team members!
When applying for a car title loan with us, we will need the following items. When you contact us, one of our highly skilled sales associates will first see how much your car will qualify for. They will book out your car on Kelly Blue Book. After seeing how much is the wholesale of your car our sales associate will let you know how much your car will qualify for a car title loan.
Once a dollar amount is set, then we will take a credit application over the phone. We will need to know how much you earn every month and we will need to see your proof of income. We will also need to verify your residence. A utility bill, a lease agreement or mortgage statement will help us verify your residence.
We will need to see a valid driver’s license. We will need to see a current registration. We will need to see your proof of insurance and then we will be needed to be added to the insurance policy as the loss payee. We will need five personal references, names, addresses, phone numbers and relationship to you.
We will need to do a credit check and we will use Experian to check your credit. We will need you to sign the credit application to give us the authority to run your credit.
Apply for a car title loan today with us, your bad credit will not stop us from getting you qualified with us. Proof of income is such a deciding factor for us on the approval of your application. The ability to repay is a deciding factor. You must be able to show the ability to repay the loan.
If your income does fall short of our requirements, then you can always get a co-signer to help you qualify. Just remember that the co-signer is also financially responsible for the title loan too.
Once all of the documentation is completed and our underwriters have approved you we will need to see photos of the car. The front left side, the front right side; the rear left side and the rear right side.
We will also need to see photos of the interior and finally, we will need to see a photo of the odometer. If you have any extra options added to the car, then we will also need to see photos of them too so we can verify that they are in the car.
When you apply for a car title loan you will be able to find out the dollar amount that we will be able to lend you over the phone.
When we have an approval from the underwriting team on the credit approval for your car title loan, then we will go over the payments and terms so that there are no surprises when you are at one of our singing locations. Our singing locations are in Los Angeles, Riverside, Orange County, San Diego, Bakersfield, Fresno, San Jose, Hayward, Sacramento, and Oxnard.
We are able to help you get the emergency money with a car title loan anywhere in California. When you apply for a car title loan with us, we will offer you more money on your car than the other title lenders, we accept more cars and years than other title lenders, we will get you a lower rate which will give you a lower payment than the other title lenders and we offer you a no prepayment plan so paying your title off is easy.
So when you are in California and you are in need of a car title loan to help you get the money that you need and that you need it fast, then come to Car Title Loans California for all of your emergency money needs.
Applying to us is easy even if you have bad credit, no credit, repossessions, tax liens or medical liens we will be able to get you approved for your title loan. With fast and same day funding we are California’s number one title lender.
When you apply for a car title loan with us we are able to get you approve over the phone while other lenders are still trying to get you approved we will already be collecting you stipulations to get you funded. Other lenders will be looking to find a notary to schedule an appointment with, here at car title loans California you will be going into one of our convenient locations of course if you do not live close to any of our locations we can also send a notary out to meet you. We prefer and we also find that our clients prefer to come to one of our locations.
When you apply for a car title loan with us we will go over all of the information with you before you go to one of our signing locations.
Once you are at one of our locations our representative with go and do a physical inspection on your car and also take new photos. If there is any damage to the car our underwriters will assess how much damage there is in the car and adjust the dollar amount that we are going to give you for your title loan.
After the physical inspection has been completed, our representative will go over the contract and explain all of the most important parts of the contract with you. They will make sure you know how much interest you are paying. They will tell you how much your monthly payments will be.
Tell you how long the contract is and tell you how much the payments will be. Applying for car title loans California is a process that is very streamlined, so you will know quickly if you will qualify under our program or if you will not qualify under our program. You will know how much money your car will qualify for.
We will be using the equity in your car to get you the fastest approval in California. Car title loans California has the fastest approval program and we will not only get you approved the fastest, we will get you your title loan faster than any other company.
So when you have a financial emergency and you need to get your money, like yesterday. It is good to know that you can find our really fast how much money your car will qualify for. When looking for emergency money or an emergency loan, we understand what you need to do and we try to help you get the financial part of the issue taken care of.
Even if you do not have possession of the car because it is in the impound yard, we can still help you. We will need to do all of the regular approval processes to see if the car qualifies first and then to see if you qualify too. We will then contact the impound yard and find out how much are the fees to get the car release.
We will ask for a condition report for the impound yard and photographs of the car. Once all this has been verified, we can pay the impound yard and you will be able to pick up your car. Don’t be fooled by all of the other car title lenders out there, who tell you that they can get you funded today but always seem to delay the funding. Come to California’s most trusted car title loan lender.
Let us put the money back in your pocket.
Call us today to see if we can help you get the car title loan that you are looking for.
It only takes a minute! And things don’t slow down from there: once you fill out our quick and easy application, either online or by phone, a representative will contact you with a decision within minutes. Thanks to our superior customer service, we are able to respond to applications immediately.
Once approved, most of our customers will be able to pick up their car title loan on the very same day they apply. Some receive their loan in as quickly as 1 hour! If you prefer a more direct approach, feel free to call us at 1-844-242-7467 to submit your application through the phone instead.
We can get you funded super fast but it is up to you to give us the required documents we need to get you funded within the same day. Same day funding is what we do with no prepayment penalties but we can only do the same day funding if you provide us with all of our required documents.
Start The Application Now & Get Funded Today!