Have you heard about vehicle title loans? You will need a vehicle that has equity in it. It does not have to be fully paid off but there has to be equity in it. If it is not paid off, we will talk with the finance company and get the pay off from them. We will send them their pay off and they will send us the title. Once they receive the payoff they will send us the title.
So for you to get a vehicle title loan, we will use the vehicle’s title or the pink slip as the collateral. Using it as the collateral we will have security in the loan. The loan is secured by the vehicle and we are added to the title as the lien holder. If the loan should go bad, then we have the asset to recover our money.
Doing a collateral loan using your vehicle, it must be said that if you fail to make your payments and you are over 60 days delinquent, your car will get repossessed. We ask all of our clients to always contact the office if they are going to be late.
The last thing that we want to do is to repossess your car, so if you are having trouble paying and you are in contact with us, we will work with you and help you out. It does sound a bit scary but it is the same as any other car finance loan contract if the payments are not paid they will pick up the car.
Using your car as collateral is a fast way to get quick money. You can get the max cash on your title with us and we can do same day funding for you. We will always try to give you the max. If you make your payments on time, then you will pay off your loan on time.
Remember with us you can pay us off at any time. So as soon as you have the money to pay us off you can. All of our car title loans have our no prepayment penalty clause in them. We try to make it as easy as possible for you to pay off the loan. You can even pay down chunks of the loan whenever you get some money.
Your payments will stay the same but your principal balance will be reduced and so more of your monthly payments will go towards the principal balance and not the interest. Once the loan is paid off, we will return the title back to you. We will have signed off on the pink slip.
You will be borrowing the money from us for your vehicle title loan. As we only lend on assets, that is why we need the title or pink slip to your car to be the collateral. By using the title we have security in the loan as we will be the lien holder.
There will still be equity in your car, so you will also have a security interest in the car as well. Pink slip title loans let you use the equity of your car and get you the cash you need fast.
We work with people with bad or poor credit, so by using the title as security it allows us not to focus on the credit but we will use the asset to help us fund you.
With bad credit, the banks will not lend to you, but we will help you get the loan that will work for you. By getting a vehicle title loan you will be able to get instant cash. Our loans begin at $2,500 and up to $50,000. The dollar amount really depends on the value of your car and the equity that you have in it.
We will have to see how much you earn, to be able to determine the dollar amount that you can afford. Our average loan amount is $3,500 but we can also do larger amounts. Title loans do not get you the same amount of money as a second mortgage loan or a business loan but we are able to get you the money the same day that you apply to us.
So the biggest advantage of getting a title loan is the speed that you will get your money. If your credit is really bad, getting a title loan is a good way to start to rebuild your credit. We report to the credit bureaus, so your payments will start to rebuild your credit.
When you are a high-risk borrower with bad credit, it is never too late to rebuild your credit. It is important that you make the payments on time or even early, to help to rebuild your credit score.
Getting a title loan you will find that it is a quick way to get money. If you apply to us today and provide us with all of the documentation we will be able to get you your money today. The delays in funding only happen when we are waiting for all of the documentation to get to us.
Our car title loan calculator needs a full application before it will be able to get the exact loan amount and the terms. Our underwriting procedure is fast but without the supporting documentation, we will not be able to fund you.
Title loans are fast, easy to get and have flexible payment and pay off plans. We will be able to tell you how much you will qualify for over the phone. You will not have to wait to see if or how much you can get. Getting a title loan is a very convenient way to get fast cash and resolve your financial emergency.
You can get instant cash by getting a loan with us. We will be able to get you your short-term loan with our vehicle title loans.
You will be able to get a minimum loan of $2,500 but we can do loans of over $50,000 if the equity is there in the car and there is income to support the loan. Your proof of income will really determine the amount of the loan. It will let us know what and how much you can afford.
We will also let you know how much you will be paying back during the life of the loan. We will let you know how much your monthly payments will be and when they need to be paid by.
It is always important to make all of the monthly payments on time, so you do not have to pay late fees and pay additional interest. If you stick to the payment dates, then it will be easy for you to pay on time and pay down your loan. It is important that before you sign your contract, that you can fulfill the financial obligations of your title loan.
So for you to qualify you will need the following.
Once we have these items we will be able to help you get your loan funded.
We have been doing title loans for over 20 years; we have the experience that you need to get your title loan funded. We have a great reputation and we have many of our clients return to us to get additional title loans from us.
We have helped thousands of clients get their emergency title loan and pledge their pink slip to us. Contact us today and let one of our experienced sales reps take your application over the phone and get you qualified. Call us at 844 242 7467 or you can apply online to get the approval that you need.
We have multiple locations for you to fund at, Los Angeles, Riverside, Orange County, San Diego, Oxnard, Bakersfield, Fresno, San Jose, Hayward, and Sacramento. Contact us and we will help you get the quick and easy title loan that you deserve.