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Car Title Loans California

Car title loan California is the one-stop title loan company for access to quick cash loans. Whether you have poor credit or no credit status at all, it is easy to get a car title loan with us whenever you need money for any need that arises.

We can offer you more money against your car title than other loan companies.  Our interest rates are lower compared to the other companies, and we can get you the fund on the same day you apply for the loan. We can also offer you our no prepayment penalty program.

Our fast and efficient approval process allows us to approve more clients than the other companies. We are the best car title lender in California.

Getting a cash advance against your car title with us is a fast, hassle-free and efficient way to get emergency money when there is an urgent need.

Bear it in mind that we allow you to keep and continue to drive your car while you pay up your loan. Once we approve your application, we will schedule an appointment for you at any of our offices close to your location.

How Car Title Loans Work

  • Consult us

  • Apply

  • We approve your application!

  • You receive your cash!



Using the equity in your car to help you get the emergency money you need is a safe, fast and reliable way to get the cash you need today. Here at Car Title Loans California, we will make your approval process very straightforward.

Car title loans or pink slip loans are short-term loans which involve borrowing an amount of cash using your car or vehicle title as collateral to secure the loan.

The loan amount starts at $2,500 and can go up to $50,000, depending on the worth of your car and your ability to repay. We use the Kelley Blue Book to find out the actual value of your car. So, we can proceed with your loan request if you own a car with the wholesale value of at least $1,000 to $4,000.

When you apply, we need to verify your income. This approval procedure is because we need to be sure that you have the financial ability to repay the loan.  Our minimum income requirement for you to qualify for our minimum loan amount is that you make at least $1200 monthly. You’re more likely to be eligible for our minimum loan once we verify that with your income per month, you can afford to pay the loan.

A pay stub is enough proof of your monthly income. But if you are not on any payroll, then do not worry, we can also accept alternate forms of income, like retirement, disability or unemployment benefits. If this benefit is in cash, we will need a letter that states how much payment you are receiving.

We will run your credit on Experian and also evaluate your debt-to-income ratio. We work with bad credit, so do not worry if your credit is terrible, we are here to help you. Even if you have had repossessions, charge-offs, late payments or tax liens in the past, you can still qualify.

If you are having problems making your payments on schedule, such that you are falling behind on your payment plan, the best bet for you might be to trade the car in at a dealer and get a new car with lower payments and interest.

We Are Here to Help Our Clients!

You could always sell the car and then pay us off by selling it yourself or taking your car to a car buyer. The car buyer will give you less than if you sell it yourself. You could try and sell it on Craigslist or you could take the car to CarMax and see how much they will give you.

Our car title loan calculator will consider some other factors to get you the cash fast, and also reach the best payment plan that will fit your budget.

We are always here to help our clients. The last thing that we want to happen is repossessing your car or vehicle. When this happens, nobody wins. This process calls for the addition of some extra charges to your loan account. And usually, you will have to pay the repo fee and the storage fee.

Here at Car Title Loans California, we have a low repossession rate with our clients because we work hard for you to stay in your car as you continue to make your payments.

We can also refinance your car title loan. Refinancing your title loan depends on the balance of your account and the condition of your car. With our refinance program, we are sometimes able to get you more money and lower your rate.

To refinance an existing title loan with us, you will have to fill out a new credit application with us. We will need new photos of the car, and then we will be able to see if you can qualify for a new title loan.

For a more detailed breakdown of the loan process, visit our page on how title loans work.

Get a Car Title Loan in California

Getting a car title loan in California has never been this easy. If you apply now with Car Title Loans California, you can get your car title loan approval in as quickly as 15 minutes! We can even approve your title loan application over the phone or online. We will ensure that you get the money fast and on the very same day.

Our loan terms are for a 24 to 36 months’ duration. And since there is no pre-payment penalty, you are free to repay the loan any time before that due date, without worrying about incurring any fee or being charged unpaid interest.

Remember, we don’t keep your car, and we don’t place any tracking devices on it either. So you are free to use it as you usually would while paying down your loan. We believe our fast loans for emergencies should help you get your life back on track and take control of it. We do not interfere with your privacy in any way. And once the payment of your auto title loan is complete, we return the title to you. No strings attached!


Car Title Loan Tips

  1. Once you have your car title loan, you need to think about how to pay off the loan on your account. Remember, it is only a short-term loan.
  2. Another tip is to round up your monthly payments. If your payment is $378, rounding it up to $400 will also help you pay lesser interest and save you a lot of money in the long run.


You can decide to completely pay off the loan, pay ahead or at least pay it down with your tax return money. For example, you can pay ahead and pay half of your payment on the 1st of the month, and the other half on the 15th of the same month. You will pay one more payment per year, but you will save a lot of interest.

These tips are to help you pay down your car title loan as fast as possible and to pay less interest.

Apply for a Car Title Loan

We offer you an easy online application on our website. You can also give us a call on 1-844-242-7467, and we will guide you through the entire loan application process.

Our account service representatives will also call you to remind you when your title loan payment is due. We believe proper communication will always help you keep your auto title loan on track.

Car title loans aren’t like other types of loans. You only use the title or the pink slip of your car as collateral to secure the loan you want to collect.

We will imprint our name on the title as the lien holder, though you will still be the registered owner of the car. This way, funds are more immediate and credit history doesn’t play a significant role in determining your eligibility.

By getting a car title loan, you will be able to get access to money fast. The application process eliminates stress, and the approval is fast. So, you can plan accordingly and know how much money you will be receiving.


Why Choose Car Title Loan California

With having multiple offices throughout California, we will schedule your appointment the same day. We will go over all of the terms and payments before you go to the office to get your money. You will be assigned a rep from Car Title Loans California while you are going through the approval process.

We want to make sure that there are no surprises and that you are fully aware of how much it is going to cost you.

Thanks to recent technologies in the financial industry, we can wire the money directly into your bank account. If you would like to pick up cash, then we can send your money by Money Gram. You can pick up your cash at any location that provides Money Gram.

Other alternatives to title loans, especially with banks and credit unions, typically demand a good credit score and will take a long time to approve your request. Or, like payday loans, you borrow a small amount of money for a shorter period. They also have the most expensive loans. But with Car Title Loans California, you can get a loan for up to 36 months to repay.

Most payday loans require you to complete payments in two to four weeks and limit you to borrowing a few hundred dollars which you must pay back in one payment. Auto title loans are way better than pawning your vehicle.

When you pawn your car or vehicle, you must relinquish it to the pawn shop until you have the money to repay the loan. That kind of terms just can’t compare to ours, not to mention those of more traditional lending institutions which require almost spotless credit and long wait times. See for yourself and compare our advantages to the list of California title loan lenders near you.

Over the years, we qualify more cars than our competitors. Our pool of satisfied and happy customer base is enough testimony to our efficient policy. With Car Title Loans California, you can keep driving your car until you ultimately repay the loan as long as you continue to meet the payment requirements.

As you can see, there are many advantages of getting a title loan with us. But the most important thing to remember about getting a car title loan with us is that you will be getting your loan with one of the oldest title lenders in California.

Thinking about why you should choose Car Title Loans California as your title lender? Well, here it is, and it is an easy choice.

  • We can provide you with more money against your car title

  • We can offer you a lower interest rate

  • We can fund you the same day

  • We offer you no prepayment penalties.

If you want the best car title loan company that can offer you the maximum loan amount on your title, then we are the title pawn company that can help you.

We have been helping Californians with car title loan since 1994. Established within the communities in California, we are the people’s title lender, and we are here to assist you in times of critical and urgent needs.

We always want to fund you on the same day you apply, and we will always do our best to provide that quality service for you. Our knowledge and experience, helps us get you the pink slip loan or car title loan that will work best for you.

All of our loans are made under the California Finance Lenders License, so you know you are dealing with an established lender.


Locations near Me

Our services cover every major city within the state of California, including Los AngelesRiversideSan DiegoOrange CountyBakersfieldFresnoHaywardSacramentoSan Jose, Oxnard and surrounding areas. Find these below or visit our locations page for more of our service areas.

Other Loan Services We Offer

We can also do;

  • Title loans on classic cars.
  • Title loans on RVs.
  • Title loans on motorcycles.
  • Title loans on Big Rigs.
  • We can even do title loans on mobile homes.

Getting a car equity loan with your car title as collateral is a fast and efficient way to get money fast!

For More Information, Call Car Title Loans California today on 1-844-242-7467 and let us get you funded!