Best Car Title Loans in Riverside
We understand that when you need an emergency loan or emergency money, you need it fast and basically, you need it now! Cash emergency loans from $2500 and up is how we can help you by offering you the Best Car Title Loans in Riverside.
Getting a car title loan from us in Riverside you will get the most money that your car will qualify for. We will give you more money than any of the other car title lenders in Riverside. Our car title loan program services all of the Inland Empire , that includes San Bernardino, Moreno Valley, Colton, Rialto, Redlands, Fontana, Ontario, Norco, Corona, Parris, Lake Elsinore, Winchester, Banning, Yucaipa, Murrieta and Temecula. Our location is just off the 215 freeway and the 60 freeway.
It can be seen from the 215 freeway. It is a building with the words “CAR TITLE LOANS” on the front and on the side of the office.
We are Riversides best car title lender, just contact us online or by phone and you will see the difference between us and the rest of the car title lenders.
Come and get your car title loan today form the best car title loan company in the Inland Empire.
We offer the best car title loans in Riverside, we have been helping our clients get the emergency money that they need since 1994.
When other title lenders say no to your car, we will try our best to say yes. Sometimes if your income is good and your credit score is good but the wholesale value on the Kelly Blue Book is low, we are still able sometimes to get your car to qualify under our car title loan program. We work with cars, trucks, vans, motorcycles, RVs, and motorhomes.
We have over twenty years of experience doing car title loans, so our experience allows us to say yes to our Riverside clients more than the other title lenders. Ability to repay the loan is always a huge factor in our approval process. But when a car does not have a high Kelly Blue Book value it suddenly becomes the only factor that matters. We want to help you get the emergency loan that you need with the best car title loans in Riverside.
We will be able to offer you the best interest rates than any other car title loan lender in Riverside. Sometimes our rates are half of what the other lenders give. Of cause, your credit score will have some effect on what rate you will qualify for. We want to make sure that you are able to afford the monthly payments for your car title loan.
We also see that our clients love our rates so much that we have many repeat clients coming back multiple times. We want to make sure that our clients are well taken care of and if there are any problems for the client to please contact us and we will always do our very best to help them. We pride our selves to give you the best car title loans in Riverside.
Our no prepayment penalty program allows our clients to pay off their loan at any time. We do not believe that looking our clients into a 24 or 36-month loan, is in our client’s best needs.
That’s we offer the no prepayment penalty program. Our clients can pay off their title loan at any time. This gives our clients the flexibility and allows them to take care of the initial emergency why they are getting the car title loan from us and then when they have the money, they can just pay us off.
With our fast approval application process, our clients will find out how much money that they will qualify for over the phone. To get approved with us in Riverside we will need to run your credit first.
Even though this is not a credit based car title loan we do run it. We understand that a car title loan is an asset-based loan but the credit report is required so we are able to see the proof of residence, this can be your lease agreement or your utility bill. The proof of income is the most important part of our underwriting. We need to make sure that you have the income to support the loan. Sometimes the client’s car will qualify for $10,000 but the income will only support $3,000.
It is very important that when you are applying for a car title loan, that you are getting a title loan that you can afford to pay back to the lender. The last thing you want is to lose your car because you could not really afford the monthly payments to your title lender. So here at car title loans California, we want to make sure that you are getting the best title loan that will support your monthly income.
Getting the emergency loan that you need today will not really help you in thirty days time when your payment is due and you cannot afford the full payment. Working with an experienced car title lender really has many advantages but making sure that the client can afford the monthly payments is vital.
We will need to be added to your insurance policy. We will add our name to the loss payee. This will protect us the lender if the car is involved in an accident and is totaled. If you do not have insurance or your insurance has lapsed, we are able to pay for the new insurance or renew the old insurance by paying the insurance company directly by using the funds from the car title loan.
If you owe funds at the DMV again we will be able to take care of the DMV fees, without the client having to go to the DMV by using the money from the title loan.
We will also need to see photos of the car. All of the angles, so we can see if there is any damage to the car and get an idea of the overall condition of the car. We will also need a photo of the odometer, be showing the current miles on the car and finally, we will want to see photos of the interior of the car.
Coming to our Riverside office to get your emergency money. Once your appointment has been set up the process is very fast. The client will go to the office and meet our representative. Our representative will do a physical inspection of the car.
They will also take photos of the car. Once that is complete, they will go over the contract with the client. Highlight the most important parts of the contract and answer any questions that you might have. Once the contract is signed and a complete set have been given to the client, the title will need to be signed and any other DMV paperwork that is required.
Once all the contracts and paperwork has been completed, we will issue you your check. If it is more convenient for you to have the money directly wired into your own personal bank account, we can do that for you too.
If you are unable to bring the car to the office because it is in a body shop getting repaired or in a mechanics shop getting fixed, we can still get you the car title loan that you are looking for.
We will contact the shop to verify that the work has been completed and have the body shop or the mechanics shop take photos of the work that was completed. We will still have to send a field rep to inspect the car and verify that all of the work that they said they were going to do, has been done.
If your car has been impounded we can still help you. Again we will verify with the impound yard how much the impound fees are and how much will it be to get it out of the impound yard. We happen to do many impound loans to help out our clients in the Riverside and surrounding areas.
Our representative will remind you that if you have any questions or any problems making a payment or that you are going to be late making the payment to always call the office. We are here to work with you and help you with all of your car title needs.
Car title loans are sometimes called auto title loans, pink slip loans ( that is because the titles to the cars used to be pink in their color, so people would call them pink slips instead of the title), title pawn loans collateral loans and title loans.
They are in fact all exactly the same thing; some areas in Riverside and the Inland Empire call them by the other names. We just call them car title loans but other companies will call them the other names that we just mentioned.
There is also a product called registration loans but the difference between them and a car title loan is that with a registration loan, there is already a lienholder or another bank already on the title in first place. The registration loan is essentially a second loan on the title of the car. They are very popular in Arizona. Registration loans are generally for much smaller amounts than car title loans.
A registration loan is similar to a payday loan. The dollar amount is usually only a few hundred dollars, while car title loans are on average about $3500. Registration loans are also charging a much higher rate and do not look into your ability to repay the loan. Again they are very similar to a payday loan or a cash advance place.
When choosing a car title lender in Riverside it is always important to know who your finance company is going to be. Obviously, it is important that they are licensed to do car title loans in Riverside and that they have a location that you can go to. It’s important to verify their Google reviews or Yelp reviews to make sure they have good customer service.
Sometimes even the best lenders get bad reviews, so when you search “car title loan reviews in Riverside” you need to take the bad reviews for what they are. The bad review probably was done by a client whose car was repossessed because they did not want to make their payments. It is very important to know that no car title lender wants to repossess the client’s car.
All car title lenders would be far happier if all of their clients would just make their payments when the payment is due. The lender will incur many fees in repossessing a client’s car and the lender usefully has to eat some of the costs when the car is sold.
If the client’s car does go to the auction and it is sold for more than the client owes the title lender, then the rest of the money is sent back to the client. So for the car title lender, there is really no advantage to having to repossess and sell the clients car. We will work with all of our clients to avoid this situation.