When you are facing a difficult financial crisis, every other thought can seem to fly out the window.
In fact, sudden financial burdens can be stressful and frightening. Even the most budget conscious person can run into a financial snag, like an emergency room visit or braces for a child you thought insurance would cover.
However, you do not have to struggle with your finances due to a sudden expense, wipe out your bank account or keep yourself awake at night wondering what to do. Bring your car title, along with some identification, to Car Title Loans California. The title loan application process is quick and we’ll have you out the door with money in your hand in no time.
You keep your car while you pay the payments on the loan, unlike other short-term loans that require you to give up your belongings until you repay them.
Below are the benefits of acquiring funds from a title lender:
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Quick Cash, Easy Process
One of the biggest benefits of Car Title Loans California is that they are very quick and convenient.
The process is easy and quick and can be completed within ten minutes. Once you submit the form, you can receive the cash within the same day!
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Credit Doesn’t Matter
Auto title loans are known as bad credit loans. They are based off of collateral (your vehicle) so it makes it much easier to secure one even if you don’t have good credit.
Most lenders provide auto title loans to people who own a car that is worth more than the loan and have a source of income. They may not even ask to see your line of credit.
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If You Have A Vehicle You Can Qualify
Whether you have a car, motorcycle, RV, SUV or truck, you can qualify for an auto title loan.
These loans are not based on your credit. They are based on collateral by using your vehicle’s title.
So if you have a vehicle, as well as a steady income, it is possible to get this loan.
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You Can Still Use Your Car
If you get a car title loan, you can still drive your car.
The car title is used as collateral in case the borrower cannot pay the loan back, yet once you make your final payments, the title is returned back to you.
So you don’t have to worry about getting around when you take out an auto title loan.
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Cheaper Than Cash Advances
Because auto title loans use your vehicles as collateral, they have a layer of protection, so they don’t have to charge as high of an interest rate.
Because of this reduced interest rate, they are often less expensive than cash advances.
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Convenient Repayment Options
Another great benefit of car title loans is that they offer quick and easy repayment options.
With these loans you will have a schedule upfront so that you will know when you need to repay the loan back by.
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Eliminate Stress
We know that life can get hard at times. If you are going through financial hardship, a cash title loan can help you get back on your feet.
You don’t have to live with extra stress when you are in need of quick cash.
Using a car title loan to pay off your expenses will help gets rid of that burden so you can return to your daily routine as quickly as possible.
We hope that you understand how auto title loans can help you get the cash you need. Of course, if you have more questions, we’re happy to help.