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What if I already have a title loan with another company?

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Frankly speaking, chances of getting a second title loan before paying off the first one is low but not impossible. However, there are ways that can help you get another title loan even if you already have one. Many consumers come to us with important questions about title loans.

One of the questions we hear often is, What if I already have a title loan with another company?

This question is asked about 20 times a day and believe it or not, some title loan lenders actually compete for this business.

The short answer is, “It depends.” We are happy to help you determine the best way to proceed if you already have a title loan with another company.

In many cases, we can still help you with financing after resolving a few details. There are several reasons you may want to do this and this is the reasons why MOST people do it:

  1. You are behind on your current loan and you are worried about default. This way you can have the other loan paid off and start fresh.
  2. You are in a loan with a high-interest rate and you found one like car title loan California which is the lowest game in town.  This is a very good move and can save you hundreds if not thousands of dollars!
  3. Your current title loan company is being jerks even when you pay normally. You simply do not like them.
  4. You need more money or you need another loan.

Some people get into a financing situation with another lender and find themselves stuck with high interest and exorbitant fees.

When this is the case, Car Title Loans California may be able to step in to help. The right question to ask here isn’t, “What if I already have a title loan with another company?” but “Can I get a better car title loan than I already have?”

It’s often possible to refinance a title loan already in place with a new loan. What’s more, it may be possible to accomplish this financing at a more competitive rate to save you cash in the long term

Most People complain that car title loans have very high interest rates and therefore they have been advised to pay them back as soon as you have the cash to do so.

But we are an exception to every rule and if you really need a second title loan, here we have written a few ideas that can help you to get a second loan.

Car Title Loans California wants to help you no matter what your situation is. That’s why in most cases we can refinance any title loan you already have with a lower rate at Car Title Loans California and pay off your existing title loan.

You can apply your second title loan with us. This online auto title loan application works both on a mobile or laptop/desktop.

You can get up to $50,000 or more. We offer great benefits: Instant Approval – Better Rates – Secured and Confidential Application – 100% Registered & Licensed Lenders. Visit us now and start saving money today!

Car Title Loans California is a platform that does not endorse specific lenders and does not charge visitors any fees for its services. The website owners do not assess or approve credit, and information collected from applicants is transmitted to lenders or partners within the site's lending/partner network. Visitors are under no obligation to use the website or initiate contact with site operators. Additionally, there is no requirement to secure a loan or financial product/service from any of the site's lending partners. It is essential to understand that the transmission of financial and personal information on the website does not obligate lenders or partners to offer a loan or any credit product or financial service. Cash transfer times may vary, and it may be necessary to fax information under certain circumstances. Questions about loans and concerns should be directed to the lender or loan servicer. The loans facilitated by Car Title Loans California are intended as short-term financial solutions to address immediate monetary needs and are not intended to be part of a long-term financial plan. These services may not be available in all states. Potential borrowers may undergo a credit check, and lenders may use major credit reporting bureaus, such as Equifax, Trans Union, and Experian, as well as other alternative sources to check credit ratings. The locations mentioned on the website are Car Title Loans California partner locations, and loan amounts vary based on qualifications. Since Car Title Loans California does not lend money directly, it cannot offer solicitations for loans or financial products/services. The service connects users with lenders or partners based on the provided information. States serviced by the website may change without notice, and personal unsecured loans may not be available in all states and areas. Loans offered through the website typically do not have pre-payment penalties, but Car Title Loans California cannot guarantee that every lender meets this standard. All lenders and partners are responsible for their own interest rates and payment terms, and Car Title Loans California has no control over these rates or payments. The number of people applying for loans may not be the same as the number of people eligible to receive them, and Car Title Loans California cannot guarantee approval for a loan or financial service. The website advises users to use their discretion when working directly with lenders or partners. For car title loans, some lenders may require the use of a GPS locator device on the vehicle. Whether the lender pays for or charges the borrower for this is at the discretion of the lender. In some circumstances, faxing may be required, and the use of a cell phone to receive updates is optional. Users are encouraged to review the privacy policy. Loans offered through the website can be expensive, and users may have other, potentially less expensive, ways to secure funding. These loans are designed for short-term financing to address immediate cash needs and should not be considered a long-term solution. Residents of some states may not be eligible for a loan, and loan rejections are not disclosed to Car Title Loans California. Users may want to contact the lender directly. Loan amounts differ at locations, and account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry and, if applicable, a motor vehicle appraisal. Lenders are typically licensed by the state in which the borrower resides, and users are advised to consult directly with regulatory agencies to ensure their lender is licensed and in compliance. Regulatory agencies are in place to protect borrowers, and it's recommended to verify the full licensing of any lender providing funds.