Car Title Loans California
At Car Title Loans California (CTLC), we are dedicated to offering you the money you need, when you need it with our quick and easy auto title loans. Bad credit or no credit? Not a problem. A car title loan is a fast, hassle-free and efficient way to get money using only the title of your car as collateral, so long as your vehicle is worth at least $4,000 in wholesale value. Use our easy online application or give us a call at 888-202-3451 to see how much you qualify for. Keep in mind that we allow you to keep and drive your car while you pay down your loan! We offer our services in and around every major city in California, including Los Angeles , San Diego , Orange County and surrounding areas. Visit our Locations page for more of our office sites.
How Our Title Loans Work
Loans start at $2600 and can go up to $50,000, depending on the value of your car and your ability to repay. If you own a car with wholesale value of at least $4000 and you make at least $1200 a month, you're likely to qualify for a loan today. Don't worry, we also accept alternate forms of income, like retirement, disability, or unemployment. If you apply now, you can get loan-approved in as quickly as 15 minutes! Loan terms are from 24 to 36 months, but since there is no pre-payment penalty, you can repay the loan any time before that, without worrying about any incurring fees or being charged unpaid interest. Remember, we don't keep your car, and we don't place any tracking devices on it either so you are free to use it as you normally would while paying back your loan. We believe title loans should help you get your life back on track, not take control of it or interfere with your privacy. Once the loan is complete, we return the title, no strings attached. For a more detailed breakdown of the title loan process, visit this page or check out our FAQ . .
Why You Should Pick Our Auto Title Loans
Title loans aren't like other types of loans. They let you use the title for the vehicle you already own to secure the money that you need. If you have a clear title in your name, and are currently employed, you can probably qualify to get the loan you need, which means funds are more immediate and credit history doesn't play a big role in determining eligibility. At CTLC, you can get a loan with up to 36 months to repay. Most payday loans must be repaid in two to four weeks and limit you to borrowing a few hundred dollars that must be paid back in one payment. Title loans are also better than pawning your vehicle. When you pawn it, you must relinquish it to the pawn shop until you have the money to repay the loan. Those kind of terms simply can't compare to ours, not to mention those of more traditional lending insitutions which require almost spotless credit and long wait times. You can continue driving your car until the loan has been repaid as long as you continue to meet the required payments.
Use Your Money How You Want!
We won't monitor your spending activity either so you can feel free to spend your money in any way you want. Need to pay off those school loans, or do a quick home repair but don't have the cash? Car title loans were made for precisely that reason. Whatever your need, we can offer fast relief.
About Car Title Loans California
CTLC is California's most established car title lender, helping out our customers for over 20 years. We understand that sometimes emergencies come up, the medical bills pile up, or there just isn't enough money anymore to stay afloat and we're here to help. That's why we're located conveniently in locations around all major cities and surrounding areas in California. Just because you may not have great credit doesn't mean you can't receive great help. Visit our About page for more information on Car Title Loans California.